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MINI COOPER 2022 Car Insurance

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The 2022 MINI Cooper is a British city car with retro-chic styling, known for its agility and unique personality. Compact and fun to drive, it appeals to urban drivers seeking a distinctive look without sacrificing everyday maneuverability.

MINI COOPER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 MINI Cooper fluctuate without a clear linear trend, moving from $1059 in 2021 to a peak of $1293 in 2025, then dropping to $1120 in 2026. This variation reflects periodic adjustments rather than a steady increase or decrease.

To find the best insurance for your MINI COOPER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MINI COOPER 2022 cost in Quebec?

Based on the data provided, Trois-Rivières shows the highest premium for the 2022 MINI Cooper ($1918), followed by Montreal ($1223) and Gatineau ($1021), while Terrebonne ($742) is noticeably lower. The reported $0 value for Quebec City does not allow for a reliable comparison in that location.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1021.33
MONTRÉAL $1223.13
TERREBONNE $742.37
TROIS-RIVIÈRES $1917.57

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 MINI Cooper?
The average premium for a 2022 MINI Cooper ranged between $1059 and $1293 across the available years, standing at $1120 in 2026 based on the provided data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Do 2022 MINI Cooper premiums increase every year?
No. The data shows successive increases and decreases between 2021 and 2026, without a continuous progression, with premiums ranging between $1059 and $1293 depending on the year.
Which city has the highest insurance cost for a 2022 MINI Cooper?
Based on the data provided, Trois-Rivières shows the highest premium at $1918, well above Montreal ($1223) and Gatineau ($1021).
Why can insurance premiums for a MINI Cooper vary so much by city?
Differences reflect local factors such as claims frequency, vehicle theft rates, and traffic density, which vary from one municipality to another.
What factors influence the premium for a 2022 MINI Cooper?
Driver profile, place of residence, vehicle usage, and claims history are among the main factors influencing the annual premium.
How can I compare insurance prices for a 2022 MINI Cooper?
Getting multiple quotes from different insurers allows for comparing prices for the same profile and identifying the most advantageous offer.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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