MINI COOPER 2016 Car Insurance

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The 2016 MINI Cooper is a premium city car known for its retro British styling, sharp handling, and playful character. Compact and distinctive, it appeals to urban drivers seeking a dynamic drive in an easy-to-park package.

MINI COOPER 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2016 MINI Cooper generally decline, moving from $1276 to $669, despite some intermediate fluctuations ($971 in 2022, $944 in 2024, $948 in 2025). This decrease reflects the vehicle's depreciation as it ages.

To find the best insurance for your MINI COOPER 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your MINI COOPER 2016

How much does insurance for your MINI COOPER 2016 cost in Quebec?

Premiums vary widely by city for the 2016 MINI Cooper: Gatineau posts the highest amount ($2114), followed by Longueuil ($1173) and Terrebonne ($838), while Drummondville ($400), Saguenay ($393), and Quebec City ($558) are significantly more affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$400.25
GATINEAU	$2113.56
LONGUEUIL	$1172.84
QUÉBEC	$557.98
Saguenay	$393.38
TERREBONNE	$838.21

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 MINI Cooper?

The average premium for a 2016 MINI Cooper was $948 in 2025, based on the available data, with notable variation by city and insurer.

Has the premium for the 2016 MINI Cooper changed much over the years?

Yes. It dropped from $1276 in 2021 to $669 in 2026, with some fluctuations in between, reflecting a general decline tied to vehicle depreciation.

Which city has the highest insurance cost for a 2016 MINI Cooper?

Based on the provided data, Gatineau shows the highest premium at $2114, well above the other cities compared.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why can the premium for a MINI Cooper vary so much between cities?

Claims frequency, traffic density, and vehicle theft rates vary by region, explaining the gap between Gatineau ($2114) and Saguenay ($393), for example.

What factors influence the premium for a 2016 MINI Cooper?

The vehicle's age, claims history, cost of imported parts, and driver profile are the main elements influencing the premium for this model.

FIAT
500

VOLKSWAGEN
GOLF

HONDA
FIT

CHEVROLET
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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