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MINI COOPER 2022 Car Insurance

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The 2022 MINI Cooper is a British city car with retro styling and a distinctive personality, known for its agility and unique flair. It appeals to urban drivers seeking a compact, fun-to-drive car that's easy to park.

MINI COOPER 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the 2022 MINI Cooper fluctuate rather than follow a linear trend, moving from $1079 in 2021 to a peak of $1281 in 2022, dropping to $1082 in 2024, then rising again to $1247 in 2025 before settling at $1112 in 2026. This variability suggests a premium that remains relatively stable within a $1000 to $1300 range.

To find the best insurance for your MINI COOPER 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MINI COOPER 2022 cost in Quebec?

Differences between cities are significant: Trois-Rivières shows the highest premium ($1918), followed by Montreal ($1223) and Gatineau ($1021), while Quebec City ($493) and Terrebonne ($742) post the lowest amounts for the 2022 MINI Cooper.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1021.33
MONTRÉAL $1223.13
QUÉBEC $0
TERREBONNE $742.37
TROIS-RIVIÈRES $1917.57

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 MINI Cooper?
The average premium for a 2022 MINI Cooper varies by year, ranging from $1079 in 2021 to $1247 in 2025, with a value of $1112 in 2026.
Are premiums for the 2022 MINI Cooper increasing over time?
No, the premium fluctuates rather than rising steadily: it reaches $1281 in 2022, drops to $1082 in 2024, then climbs back to $1247 in 2025 before settling at $1112 in 2026.
Which city has the highest insurance cost for a 2022 MINI Cooper?
Based on the data provided, Trois-Rivières shows the highest premium at $1918, well above Montreal ($1223) and Gatineau ($1021).
Where is insurance for the 2022 MINI Cooper cheapest?
Quebec City has the lowest premium at $493, followed by Terrebonne at $742, both significantly lower than in Trois-Rivières.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the MINI Cooper premium vary so much by city?
Claim frequency, traffic density, and theft rates vary across regions in Quebec, which explains differences that can exceed $1000 between Quebec City and Trois-Rivières.
How can I lower my premium for a 2022 MINI Cooper?
Comparing quotes from several insurers and checking city-specific premiums, since the data shows considerable variation, remains the best way to save.

Offers received by our customers on MINI COOPER 2022 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/14/2026