The Mini Cooper is a British city car with retro-chic styling, known for its lively handling and distinctive character. Compact and agile, it appeals to urban drivers seeking style and driving fun rather than a purely utilitarian vehicle.
From 2021 to 2026, premiums for the Mini Cooper fluctuate irregularly, moving from $925 to $1057, dropping to $919, then rising sharply to $1262 in 2025 before settling back to $924 in 2026. This pattern reflects insurance market volatility rather than a steady upward or downward trend.
To find the best insurance for your MINI COOPER vehicle, it is more important than ever to compare the available options.
Premiums vary widely by city: Drummondville shows a notably higher amount ($3058) followed by Saint-Jean-sur-Richelieu ($1671), while Saguenay ($498) and Lévis ($736) post the lowest premiums. This wide dispersion suggests significant differences in local risk profiles.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| BROSSARD | $861.04 |
| DRUMMONDVILLE | $3057.56 |
| GATINEAU | $1323.96 |
| LAVAL | $1184.05 |
| LÉVIS | $858.90 |
| LONGUEUIL | $750.10 |
| MONTRÉAL | $1211.14 |
| QUÉBEC | $1044.67 |
| REPENTIGNY | $1055.24 |
| Saguenay | $498.05 |
| SAINT-JEAN-SUR-RICHELIEU | $1670.68 |
| SAINT-JÉRÔME | $1038.51 |
| SHERBROOKE | $607.48 |
| TERREBONNE | $1065.01 |
| TROIS-RIVIÈRES | $882.55 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| MINI COOPER 2026 | $1224.75 |
| MINI COOPER 2025 | $1337.37 |
| MINI COOPER 2024 | $1241.76 |
| MINI COOPER 2023 | $1204.92 |
| MINI COOPER 2022 | $1212.41 |
| MINI COOPER 2021 | $1161.58 |
| MINI COOPER 2020 | $1539.64 |
| MINI COOPER 2019 | $1136.32 |
| MINI COOPER 2018 | $1287.58 |
| MINI COOPER 2017 | $1049.19 |
| MINI COOPER 2016 | $915.06 |
| MINI COOPER 2015 | $979.35 |
| MINI COOPER 2014 | $618.46 |
| MINI COOPER 2013 | $779.42 |
| MINI COOPER 2012 | $590.08 |
| MINI COOPER 2011 | $600.57 |
| MINI COOPER 2010 | $634.94 |
| MINI COOPER 2009 | $632.56 |
| MINI COOPER 2008 | $459.61 |
| MINI COOPER 2007 | $458.28 |
| MINI COOPER 2006 | $419.26 |
| MINI COOPER 2005 | $420.79 |
| MINI COOPER 2004 | $443.17 |
| MINI COOPER 2003 | $413.39 |
| MINI COOPER 2002 | $280.66 |
No recent premium example was found for "MINI COOPER".
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To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the MINI COOPER, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| COOPER 2DR | 2002 - 2024 |
| COOPER 2DR COUPE | 2012 - 2014 |
| COOPER 5DR | 2015 - 2024 |
| COOPER C 2DR | 2025 - 2027 |
| COOPER C 5DR | 2025 - 2027 |
| COOPER C CONVERTIBLE | 2025 - 2027 |
| COOPER CLASSIC 2DR | 2004 - 2006 |
| COOPER CONVERTIBLE | 2005 - 2024 |
| COOPER ROADSTER | 2012 - 2014 |
| COOPER S 2DR | 2002 - 2027 |
| COOPER S 2DR COUPE | 2012 - 2015 |
| COOPER S 5DR | 2015 - 2027 |
COOPER S CLUBMAN 3DR (2008 - 2014), COOPER S CLUBMAN 4DR (2016 - 2017), COOPER S CLUBMAN ALL4 4DR (2017 - 2022), COOPER S CONVERTIBLE (2005 - 2027), COOPER S ROADSTER (2012 - 2015), COOPER SE 2DR (2020 - 2024), JOHN COOPER WORKS 2DR (2009 - 2027), JOHN COOPER WORKS 2DR COUPE (2012 - 2015), JOHN COOPER WORKS CONVERTIBLE (2009 - 2027), JOHN COOPER WORKS GP 2DR (2021), JOHN COOPER WORKS ROADSTER (2012 - 2015)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
