Karine in Saint-Georges
Contents of $20,000
Premium: $269 per year
Premium computed in May 2026
Tenant insurance in Saint-Georges covers your unit's contents and your civil liability, but not the building itself — that remains the landlord's responsibility. Although not mandatory in Quebec, it is one of the most affordable coverages available and is often required by landlords as a lease condition.
Between 2019 and 2026, average tenant insurance premiums in Saint-Georges show notable volatility, moving from $247 to $305. Over this eight-year period, the premium fluctuates between a low of $247 (2019) and a peak of $384 (2023), reflecting local market adjustments and variations in claim frequency. The most recent premium of $305 in 2026 sits slightly above the historical average.
Several factors influence the cost of your home insurance. Insurers assess the risk associated with your property and your profile to calculate the appropriate premium. Here are the main elements taken into account:
In Saint-Georges, tenant premiums vary by contents coverage: from $249 for coverage under $20k to $384 for coverage of $75k–$100k. The progression is not strictly linear; it accelerates between $30k and $75k, then moderates slightly for higher coverage tiers. A representative $20k–$30k coverage costs $283 per year, reflecting the local risk profile and claim density.
| Contents value | Average price over the last 12 months |
|---|---|
| 20k-30k | $261.46 |
| 30k-50k | $272.43 |
| 50k-75k | $334.94 |
| 75k-100k | $383.16 |
| 100k-150k | $300.19 |
The average premium in 2026 is $305 per year for a tenant in Saint-Georges. Over the 2019–2026 period, premiums have ranged from $247 to $384.
The premium climbs from $249 for coverage under $20k to $384 for coverage of $75k–$100k. A representative $20k–$30k coverage costs $283 per year.
No, it is not mandatory in Quebec, but it is often required by landlords and remains one of the most affordable coverages, starting at $249 per year for minimal coverage.
It covers contents (furniture, electronics, clothing), additional living expenses after a loss, and civil liability toward the landlord and neighbors. It does not cover the building.
The gap between minimal coverage ($249) and $75k–$100k coverage ($384) reflects the increase in insured contents value and the local risk profile.
Comparing several insurers, increasing the deductible, and bundling auto and home with the same insurer can reduce the $305 average premium by several tens of dollars.
Contents of $20,000
Premium: $269 per year
Premium computed in May 2026
Contents of $20,000
Premium: $271 per year
Premium computed in May 2026
Contents of $20,000
Premium: $288 per year
Premium computed in May 2026
Contents of $120,000
Premium: $300 per year
Premium computed in May 2026
Contents of $40,000
Premium: $346 per year
Premium computed in April 2026
Contents of $30,000
Premium: $302 per year
Premium computed in April 2026
Contents of $20,000
Premium: $227 per year
Premium computed in March 2026
Contents of $50,000
Premium: $556 per year
Premium computed in March 2026
Contents of $50,000
Premium: $261 per year
Premium computed in March 2026
To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
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