AUDI A4 2021 Car Insurance

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The 2021 Audi A4 is a compact luxury sedan combining advanced technology, refined comfort, and precise handling. It appeals to drivers seeking an attainable prestige image, with a polished interior and balanced on-road performance.

AUDI A4 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2021 Audi A4 generally increase, rising from $1895 to $2457, with a peak of $2617 in 2025 followed by a slight decline in 2026. This evolution reflects rising repair costs for luxury vehicles.

To find the best insurance for your AUDI A4 2021 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your AUDI A4 2021 cost in Quebec?

City differences are pronounced for the 2021 Audi A4: Montreal shows the highest premium ($3062), followed by Quebec City ($2118) and Gatineau ($1656), while Trois-Rivières stands out with the lowest premium ($921).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1656.12
MONTRÉAL	$3897.84
QUÉBEC	$2117.87
TROIS-RIVIÈRES	$921.16

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Audi A4?

The average premium for a 2021 Audi A4 is $2457 in 2026, after peaking at $2617 in 2025. This amount varies by city and driver profile.

Have premiums for the 2021 Audi A4 increased over the years?

Yes. Between 2022 and 2025, the average premium rose from $1895 to $2617, before slightly declining to $2457 in 2026.

Which city offers the lowest insurance cost for a 2021 Audi A4?

Based on the data provided, Trois-Rivières shows the lowest premium ($921), followed by Gatineau ($1656), far below Montreal ($3062).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Why does the Audi A4 cost more to insure than an average sedan?

Its luxury status, higher parts value, and specialized labor costs explain premiums that exceed those of mainstream models.

Why does the premium drop in 2026 after rising for years?

A slight decline after a peak can reflect insurance market adjustments or stabilizing repair costs for this model.

BMW
3
SERIES

MERCEDES
C-CLASS

LEXUS
IS

INFINITI
Q50

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/13/2026

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AUDI A4 2021 by city

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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