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AUDI A4 2023 Car Insurance

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The 2023 Audi A4 is a compact luxury sedan known for its refined interior, advanced technology, and precise handling. It appeals to drivers seeking a balance of understated prestige, comfort, and everyday performance.

AUDI A4 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Audi A4 fluctuate rather than follow a linear trend, moving from $1965 in 2022 to $1696 in 2023, then jumping to $2458 in 2024, before easing to $2432 and $2242 in 2025 and 2026. This variation reflects periodic market adjustments rather than a continuous increase.

To find the best insurance for your AUDI A4 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI A4 2023 cost in Quebec?

Montreal stands out with by far the highest premium ($4012), well above the other cities. Saint-Jean-sur-Richelieu ($1771) and Quebec City ($1788) show the lowest amounts, while other cities range between $1900 and $2140.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2135.64
LÉVIS $1811.64
LONGUEUIL $1988.23
MONTRÉAL $4011.55
QUÉBEC $1787.78
SAINT-JEAN-SUR-RICHELIEU $1771.25
SAINT-JÉRÔME $2098.7
TERREBONNE $1986.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Audi A4?
The average premium for a 2023 Audi A4 has ranged between $1696 and $2458 depending on the year, settling at $2242 in 2026 based on the latest available data.
Why does the 2023 Audi A4 premium fluctuate so much year to year?
Premiums swung between $1696 and $2458 between 2022 and 2026, which may reflect changes in repair costs, claims frequency, and insurer adjustments rather than a stable trend.
Why is Montreal's premium for the 2023 Audi A4 so much higher?
At $4012, Montreal's premium far exceeds the other cities provided, likely due to traffic density, higher theft risk, and claims frequency typical of dense urban areas.
Where is the 2023 Audi A4 cheapest to insure?
Based on the data provided, Saint-Jean-sur-Richelieu ($1771) and Quebec City ($1788) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2023 Audi A4?
Its luxury classification, specialized parts costs, replacement value, and the driver's city all influence the premium, which varies significantly across regions.
How can I get a better premium for a 2023 Audi A4?
Comparing quotes from several insurers remains the best way to spot differences, particularly between cities like Montreal ($4012) and Saint-Jean-sur-Richelieu ($1771).

Offers received by our customers on AUDI A4 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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