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AUDI A3 Car Insurance

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The Audi A3 is a luxury compact sedan combining premium finishing, onboard technology, and driving dynamism. Positioned as Audi's entry-level model, it attracts drivers seeking a prestigious vehicle without the size of a larger model.

AUDI A3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi A3 fluctuate significantly, moving from $6546 to $1843. After a sharp decline through 2024 ($1683), premiums rise slightly in 2025 ($1952) before settling back to $1843 in 2026, suggesting a gradual stabilization following an initial spike.

To find the best insurance for your AUDI A3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI A3 cost in Quebec?

Premiums are highest for the Audi A3 in Terrebonne ($2429) and Montreal ($2129), while Saguenay ($1288) and Brossard ($1299) show the lowest amounts. Other cities fall within an intermediate range between $1375 and $1955.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1298.63
GATINEAU $1797.45
LAVAL $1933.03
LÉVIS $1389.26
LONGUEUIL $1500.10
MONTRÉAL $2169.31
QUÉBEC $1955.91
REPENTIGNY $1374.84
Saguenay $977.56
SAINT-JEAN-SUR-RICHELIEU $1592.22
SAINT-JÉRÔME $1590.46
SHERBROOKE $1807.08
TERREBONNE $2653.16
TROIS-RIVIÈRES $1837.07

Frequently asked questions (FAQ)

How much does insurance cost for an Audi A3?
The average premium for an Audi A3 reached $1843 in 2026, after fluctuating between $6546 in 2021 and $1683 in 2024.
Why have Audi A3 premiums varied so much since 2021?
The high $6546 premium in 2021 may reflect a limited data sample or particular circumstances that year. Since then, premiums have stabilized between $1683 and $1952.
Which city offers the lowest insurance cost for an Audi A3?
Based on the data provided, Saguenay ($1288) and Brossard ($1299) post the lowest average premiums for this model.
Is Terrebonne really more expensive than Montreal for insuring an A3?
Yes. Terrebonne shows the highest premium at $2429, exceeding even Montreal ($2129), which remains among the more costly cities nonetheless.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for an Audi A3?
Its luxury vehicle status, specialized parts costs, and higher replacement value contribute to premiums generally above those of mainstream sedans.
How can I reduce my premium for an Audi A3?
Comparing quotes from multiple insurers and considering city-based differences, such as between Terrebonne ($2429) and Saguenay ($1288), can help reduce costs.

Offers received by our customers on AUDI A3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026