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AUDI S4 Car Insurance

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The Audi S4 is a high-performance sport sedan combining quattro all-wheel drive with a turbocharged V6 engine. It appeals to drivers seeking German luxury with a touch of understated sportiness, without sacrificing everyday comfort.

AUDI S4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi S4 fluctuate significantly, starting at $5396 in 2021, dropping to $1993 in 2022, then gradually rising to $2619 in 2025 before falling again to $1974 in 2026. This variability makes it difficult to identify a stable trend over the period.

To find the best insurance for your AUDI S4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI S4 cost in Quebec?

Premiums for the Audi S4 are highest in Laval ($3893), Saint-Jérôme ($3140), and Sherbrooke ($3063), while Trois-Rivières ($973) and Lévis ($1047) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2690.20
LAVAL $3039.69
LÉVIS $1046.54
LONGUEUIL $1274.53
MONTRÉAL $2707.89
QUÉBEC $1646.66
REPENTIGNY $2638.89
Saguenay $1628.50
SAINT-JEAN-SUR-RICHELIEU $2199.22
SAINT-JÉRÔME $3140.18
SHERBROOKE $3741.00
TERREBONNE $2902.41
TROIS-RIVIÈRES $973.37

Frequently asked questions (FAQ)

How much does auto insurance cost for an Audi S4?
The average premium for an Audi S4 has varied significantly between 2021 and 2026, ranging from $5396 in 2021 down to $1974 in 2026, with a recent peak of $2619 in 2025.
Why do Audi S4 premiums vary so much year to year?
Large swings, such as the drop from $5396 in 2021 to $1993 in 2022, can result from changes in claims data, parts availability, or the number of insured vehicles recorded each year.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Which cities offer the lowest insurance costs for an Audi S4?
Based on the data provided, Trois-Rivières ($973) and Lévis ($1047) show the lowest average premiums for this model.
Why does Laval show the highest premium for the Audi S4?
With an average premium of $3893, Laval stands out significantly from other cities, which may reflect higher traffic density and claim frequency for this type of performance vehicle.
What factors influence the premium for an Audi S4?
Engine power, all-wheel drive, high parts costs, and driver profile are key factors for this high-end performance vehicle.
How can I get the best premium for an Audi S4?
Comparing quotes from several insurers remains essential, especially for a vehicle whose premiums vary so widely by city, as shown by the gap between Laval and Trois-Rivières.

Offers received by our customers on AUDI S4 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026