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AUDI A4 2022 Car Insurance

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The 2022 Audi A4 is a compact luxury sedan combining elegant styling, advanced onboard technology, and refined road manners. It appeals to urban drivers seeking prestige, comfort, and performance in an accessible size.

AUDI A4 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2022 Audi A4 rise from $1693 to $2523, with a slight dip in 2025 ($2235) before climbing again. The overall trend over the available period remains upward.

To find the best insurance for your AUDI A4 2022 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI A4 2022 cost in Quebec?

Premiums vary widely by city: Terrebonne ($4776) and Montreal ($4203) post the highest amounts, followed by Quebec City ($3622), while Laval ($2739) and Saint-Jérôme ($2267) remain significantly more affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2739.17
LÉVIS $1783.85
MONTRÉAL $4191.70
QUÉBEC $3622.07
SAINT-JÉRÔME $2266.97
TERREBONNE $4775.58

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Audi A4?
The average premium for a 2022 Audi A4 reached $2523 in 2026, after varying between $1693 and $2426 in prior years according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest insurance cost for a 2022 Audi A4?
Based on the data provided, Terrebonne ($4776) and Montreal ($4203) show the highest average premiums, well above Laval ($2739) or Saint-Jérôme ($2267).
Has the premium for the 2022 Audi A4 always increased?
Not consistently. After rising to $2426 in 2024, the premium dropped to $2235 in 2025 before climbing back up to $2523 in 2026.
Why is insuring an Audi A4 more expensive than a regular sedan?
The A4's premium positioning, specialized parts costs, and higher replacement value contribute to premiums above those of mainstream vehicles.
Why do premiums vary so much between cities?
Traffic density, claim frequency, and regional vehicle theft rates largely explain these differences, as seen between Terrebonne ($4776) and Saint-Jérôme ($2267).
How can I reduce my insurance premium for a 2022 Audi A4?
Comparing quotes from several insurers, choosing an appropriate deductible, and bundling auto with home insurance remain the most effective ways to lower the annual cost.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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