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AUDI Q3 Car Insurance

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The Audi Q3 is a compact luxury SUV combining refined finishes, onboard technology, and dynamic handling. Ideal for urban driving, it appeals to buyers seeking the brand's prestige in a practical, versatile format.

AUDI Q3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi Q3 fluctuate significantly, moving from $1413 to $2202, dropping to $1548, then climbing back to $2242 in 2025 and settling at $2142 in 2026. This variability suggests market instability rather than a clear linear trend.

To find the best insurance for your AUDI Q3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI Q3 cost in Quebec?

The highest premium is observed in Laval ($4622), a notably larger gap than other cities, followed by Repentigny ($2602) and Montreal ($2476). Trois-Rivières ($1224) and Drummondville ($1505) show the most affordable amounts for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2307.94
DRUMMONDVILLE $1437.85
GATINEAU $2157.05
LAVAL $2329.21
LÉVIS $1853.72
LONGUEUIL $2075.29
MONTRÉAL $2467.35
QUÉBEC $1855.38
REPENTIGNY $2463.17
Saguenay $1681.20
SAINT-JEAN-SUR-RICHELIEU $1587.42
SAINT-JÉRÔME $1831.69
SHERBROOKE $1609.29
TERREBONNE $2031.04
TROIS-RIVIÈRES $1347.63

AUDI Q3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI Q3 2026 $2320.94
AUDI Q3 2025 $2416.77
AUDI Q3 2024 $2250.59
AUDI Q3 2023 $1844.17
AUDI Q3 2022 $1928.10
AUDI Q3 2021 $1820.50
AUDI Q3 2020 $1873.28
AUDI Q3 2019 $1836.78
AUDI Q3 2018 $1480.92
AUDI Q3 2017 $1630.84
AUDI Q3 2016 $1453.65
AUDI Q3 2015 $1346.57

Frequently asked questions (FAQ)

How much does auto insurance cost for an Audi Q3?
The average premium varies by year, ranging from $1413 in 2021 to $2142 in 2026, with a peak of $2242 in 2025. These variations reflect changes in repair costs and the model's risk profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why is the Audi Q3 premium so high in Laval?
In Laval, the average premium reaches $4622, notably higher than other cities like Trois-Rivières ($1224), possibly linked to higher claim frequency or a specific data sample.
Which city offers the lowest insurance cost for an Audi Q3?
Based on the data provided, Trois-Rivières ($1224) and Drummondville ($1505) show the lowest average premiums for this model.
Are Audi Q3 premiums stable year over year?
No. Between 2021 and 2026, premiums fluctuate significantly, moving from $1413 to $2202, then to $1548, before rising again to $2242 and $2142, indicating volatility rather than a stable trend.
What factors influence the premium for a luxury SUV like the Q3?
Parts costs, higher replacement value, and specialized labor for Audi vehicles contribute to premiums generally above those of mainstream SUVs.
How can I reduce my premium for an Audi Q3?
Comparing quotes from several insurers, especially between cities where gaps can exceed $3000 like Laval versus Trois-Rivières, often helps find a better price.

No recent premium example was found for "AUDI Q3".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI Q3 page

The premiums above cover every version of the AUDI Q3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
Q3 40 2.0 TFSI 4DR AWD 2025
Q3 45 2.0 TFSI 4DR AWD 2025
Q3 4DR 2WD 2015 - 2018
Q3 4DR AWD 2015 - 2018
Q3 KOMFORT 2.0 TFSI 4DR AWD 2019
Q3 KOMFORT 40 2.0 TFSI 4DR AWD 2021 - 2024
Q3 KOMFORT 45 2.0 TFSI 4DR AWD 2020 - 2024
Q3 PROGRESSIV 2.0 TFSI 4DR AWD 2019 - 2027
Q3 PROGRESSIV 40 2.0 TFSI 4DR AWD 2021 - 2023
Q3 PROGRESSIV 45 2.0 TFSI 4DR AWD 2020 - 2025
Q3 S-LINE 45 2.0 TFSI 4DR AWD 2023
Q3 S-LINE PREMIUM 45 2.0 TFSI 4DR AWD 2022 - 2023
Show the 2 other versions

Q3 TECHNIK 2.0 TFSI 4DR AWD (2019 - 2027), Q3 TECHNIK 45 2.0 TFSI 4DR AWD (2020 - 2025)


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