AUDI A4 Car Insurance

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The Audi A4 is a compact luxury sedan known for its refined interior, precise handling, and optional quattro all-wheel drive. It appeals to professional drivers seeking understated elegance and balanced everyday performance.

AUDI A4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Audi A4 generally rise, moving from $1686 to $2033, before easing to $1878 in 2026. After a slight dip in 2022, the overall trend over the period remains upward, with a notable recent pullback.

To find the best insurance for your AUDI A4 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your AUDI A4

How much does insurance for your AUDI A4 cost in Quebec?

Premiums are highest for the Audi A4 in Terrebonne ($3307), Drummondville ($2498), and Saguenay ($2304), while Brossard ($1354) and Longueuil ($1386) show the lowest amounts. This gap reveals significant geographic variation across the cities provided.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1354.05
DRUMMONDVILLE	$2498.13
GATINEAU	$2017.76
LAVAL	$2323.00
LÉVIS	$2103.25
LONGUEUIL	$1406.07
MONTRÉAL	$2259.10
QUÉBEC	$1897.45
REPENTIGNY	$1791.64
Saguenay	$2300.02
SAINT-JEAN-SUR-RICHELIEU	$1915.04
SAINT-JÉRÔME	$1505.72
SHERBROOKE	$1504.28
TERREBONNE	$3306.81
TROIS-RIVIÈRES	$1546.02

AUDI A4 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
AUDI A4 2025	$3282.57
AUDI A4 2024	$2561.62
AUDI A4 2023	$2253.47
AUDI A4 2022	$2366.61
AUDI A4 2021	$2475.88
AUDI A4 2020	$2463.59
AUDI A4 2019	$2261.30
AUDI A4 2018	$2074.25
AUDI A4 2017	$2253.67
AUDI A4 2016	$1991.47
AUDI A4 2015	$1815.06
AUDI A4 2014	$1601.81
AUDI A4 2013	$1607.45
AUDI A4 2012	$1450.13
AUDI A4 2011	$1504.02
AUDI A4 2010	$1312.39
AUDI A4 2009	$1047.88
AUDI A4 2008	$628.65
AUDI A4 2007	$704.61
AUDI A4 2006	$796.70
AUDI A4 2005	$485.19
AUDI A4 2004	$573.22
AUDI A4 2003	$493.72

Frequently asked questions (FAQ)

How much does insurance cost for an Audi A4?

The average premium for an Audi A4 moved from $1686 in 2021 to $2033 in 2025, then eased to $1878 in 2026, according to available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the premium drop in 2026 after rising for several years?

After a steady rise from $1686 in 2021 to $2033 in 2025, the drop to $1878 in 2026 may reflect a market adjustment or a revision in repair costs and claims history for the model.

Which city offers the lowest insurance cost for an Audi A4?

Based on the data provided, Brossard ($1354) and Longueuil ($1386) post the lowest average premiums for this model, far below the $3307 seen in Terrebonne.

Why does Terrebonne show a much higher premium than other cities?

Factors like local claim frequency, vehicle theft rates, or traffic density may explain why Terrebonne stands out at $3307, well above the average of other listed cities.

What factors influence the premium for an Audi A4?

Replacement value, the cost of German OEM parts, specialized labor, and the owner's driving profile all influence the premium, which varies significantly by city of residence.

How can I lower my premium for an Audi A4?

Comparing quotes from several insurers remains the most effective approach, especially given the significant gap observed between cities, ranging from $1354 to $3307.