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AUDI Q8 Car Insurance

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The Audi Q8 is a luxury SUV blending coupe-inspired styling with a refined, premium cabin. As the flagship of Audi's SUV lineup, it appeals to drivers seeking prestige, advanced technology, and everyday versatility in a bold, substantial package.

AUDI Q8 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2024, premiums for the Audi Q8 rise sharply, moving from $1499 to $3295, before easing to $3018 in 2025 and $2569 in 2026. This pattern reflects an initial surge in repair costs followed by a gradual stabilization.

To find the best insurance for your AUDI Q8 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI Q8 cost in Quebec?

Premiums are highest in Repentigny ($3926) and Montreal ($3891), while Brossard ($1006) is notably lower than the other cities provided. Gatineau ($2128), Laval ($2177), Quebec City ($2056), and Terrebonne ($2737) fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1005.94
GATINEAU $2128.48
LAVAL $2177
MONTRÉAL $3890.57
QUÉBEC $2056.29
REPENTIGNY $3926.08
TERREBONNE $2737.33

AUDI Q8 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI Q8 2026 $2623.14
AUDI Q8 2025 $3072.78
AUDI Q8 2024 $2833.97
AUDI Q8 2023 $3254.48
AUDI Q8 2022 $2605.64
AUDI Q8 2021 $3009.66
AUDI Q8 2020 $3919.67
AUDI Q8 2019 $2448.37

Frequently asked questions (FAQ)

How much does auto insurance cost for an Audi Q8?
The average premium for an Audi Q8 has varied significantly, peaking at $3295 in 2024 before dropping to $2569 in 2026, based on available data.
Why did the Q8's premium fluctuate so much between 2021 and 2026?
The premium rose from $1499 in 2021 to a peak of $3295 in 2024, then eased to $2569 in 2026. These swings reflect changes in repair costs and the vehicle's replacement value.
Which city offers the lowest insurance cost for an Audi Q8?
Based on the data provided, Brossard has the lowest average premium at $1006, well below other cities like Repentigny ($3926) or Montreal ($3891).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors explain the high insurance cost for a Q8?
Its luxury SUV classification, high replacement value, and specialized parts costs contribute to higher premiums, such as the $3891 seen in Montreal.
How can I compare Audi Q8 insurance costs by city?
The differences between the cities provided are significant, ranging from $1006 in Brossard to $3926 in Repentigny. Comparing several quotes based on your location remains the best way to assess your actual cost.
Can I lower my premium for a luxury vehicle like the Q8?
Yes, comparing quotes from multiple insurers and adjusting optional coverage can help reduce costs, especially given the variation observed across cities.

Offers received by our customers on AUDI Q8 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI Q8 page

The premiums above cover every version of the AUDI Q8, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
Q8 PREMIUM PLUS 55 3.0 TFSI 4DR AWD 2020 - 2022
Q8 PREMIUM PLUS V6 4DR AWD 2019
Q8 PRESTIGE 55 3.0 TFSI 4DR AWD 2025
Q8 PROGRESSIV 55 3.0 TFSI 4DR AWD 2020 - 2027
Q8 PROGRESSIV S V6 4DR AWD 2019
Q8 PROGRESSIV V6 4DR AWD 2019
Q8 TECHNIK 55 3.0 TFSI 4DR AWD 2020 - 2027
Q8 TECHNIK S V6 4DR AWD 2019
Q8 TECHNIK V6 4DR AWD 2019

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