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AUDI RS3 Car Insurance

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The Audi RS3 is a high-performance compact sedan powered by a turbocharged five-cylinder engine and Quattro all-wheel drive. It appeals to drivers seeking a rare blend of everyday practicality and true sports-car thrills.

AUDI RS3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi RS3 fluctuate significantly, moving from $1653 to $3070 in 2022, dropping to $2151 in 2024, then climbing back to $3228 in 2026. This volatility reflects variations in repair costs and the risk profile associated with this high-end sports vehicle.

To find the best insurance for your AUDI RS3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI RS3 cost in Quebec?

Premiums are highest in Trois-Rivières ($4628), Montreal ($4614), and Saint-Jean-sur-Richelieu ($4331), while Longueuil ($1131) and Brossard ($1787) show the lowest amounts. The gap between the most and least expensive cities exceeds $3000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1787.39
DRUMMONDVILLE $3297.16
GATINEAU $3283.74
LONGUEUIL $3392.08
MONTRÉAL $4613.97
QUÉBEC $3072.54
Saguenay $3921.82
SAINT-JEAN-SUR-RICHELIEU $4331.12
SAINT-JÉRÔME $3000
TERREBONNE $3011.03
TROIS-RIVIÈRES $2925.24

AUDI RS3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI RS3 2026 $3016.00
AUDI RS3 2025 $3969.17
AUDI RS3 2020 $2457.75
AUDI RS3 2019 $2466.43
AUDI RS3 2018 $2611.20

Frequently asked questions (FAQ)

How much does insurance cost for an Audi RS3?
Based on the available data, the average premium fluctuates significantly year to year, ranging from $1653 in 2021 to $3228 in 2026, with peaks of $3070 in 2022 and $3069 in 2025.
Why do RS3 premiums vary so much from year to year?
This high-performance sports vehicle is subject to fluctuations tied to repair costs, parts availability, and changes in the risk profile of drivers who insure it.
Which city offers the lowest insurance cost for an Audi RS3?
Based on the data provided, Longueuil ($1131) and Brossard ($1787) post the lowest average premiums among the analyzed cities.
Where is RS3 insurance most expensive?
Trois-Rivières ($4628) and Montreal ($4614) show the highest average premiums, closely followed by Saint-Jean-sur-Richelieu ($4331).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for an Audi RS3?
Engine power, all-wheel drive, high cost of specialized parts, and driver profile are the main elements that push up the premium for this sports model.
How can I reduce my RS3 insurance premium?
Comparing quotes from several insurers and checking premiums by city of residence can reveal significant differences, as shown by the gap between Longueuil and Trois-Rivières.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI RS3 page

The premiums above cover every version of the AUDI RS3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
RS3 2.5 TFSI QUATTRO 4DR 2019 - 2026
RS3 2.5T QUATTRO 4DR 2017 - 2018

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