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AUDI S3 Car Insurance

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The Audi S3 is a high-performance compact sports car featuring quattro all-wheel drive and a turbocharged engine. It appeals to drivers seeking German prestige, precise handling, and a sporty edge for everyday driving.

AUDI S3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Audi S3 fluctuate significantly, moving from $1780 to $2728, with a notable peak of $3647 in 2025. This variability reflects substantial adjustments in insurance costs for this sporty model rather than a stable linear trend.

To find the best insurance for your AUDI S3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your AUDI S3 cost in Quebec?

Premiums for the Audi S3 are highest in Saint-Jérôme ($4458), Repentigny ($4455), and Gatineau ($3762), while Lévis ($1862), Longueuil ($2112), and Quebec City ($2160) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2747.78
DRUMMONDVILLE $2883.60
GATINEAU $3557.93
LAVAL $2229.11
LÉVIS $2095.04
LONGUEUIL $3020.98
MONTRÉAL $2455.78
QUÉBEC $2519.44
REPENTIGNY $4455.46
Saguenay $2821.04
SAINT-JÉRÔME $3910.37
SHERBROOKE $3156.70
TERREBONNE $3681.01
TROIS-RIVIÈRES $2510.61

AUDI S3 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
AUDI S3 2026 $2689.04
AUDI S3 2025 $3312.90
AUDI S3 2024 $3093.06
AUDI S3 2023 $2298.73
AUDI S3 2022 $2634.80
AUDI S3 2020 $2600.74
AUDI S3 2019 $2804.78
AUDI S3 2018 $2710.21
AUDI S3 2017 $2509.07
AUDI S3 2016 $2290.81
AUDI S3 2015 $2262.23

Frequently asked questions (FAQ)

How much does auto insurance cost for an Audi S3?
The average premium for an Audi S3 varies considerably by year, ranging from $1780 in 2021 to $2728 in 2026, with a peak of $3647 in 2025.
Why did the Audi S3 premium fluctuate so much between 2021 and 2026?
The vehicle's sports classification, quattro drivetrain, and specialized parts costs can drive significant variation, as seen in the $3647 peak in 2025.
Which cities have the highest Audi S3 insurance costs?
Based on the data provided, Saint-Jérôme ($4458), Repentigny ($4455), and Gatineau ($3762) show the highest average premiums for this model.
Where is the Audi S3 cheapest to insure?
Lévis ($1862), Longueuil ($2112), and Quebec City ($2160) offer the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for an Audi S3?
Its power, all-wheel-drive system, high parts costs, and sports classification are among the main factors influencing this model's insurance premium.
How can I reduce the premium on an Audi S3?
Comparing quotes from multiple insurers and checking regional differences can help lower costs, since premiums vary widely between cities, from $1862 to $4458.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this AUDI S3 page

The premiums above cover every version of the AUDI S3, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
S3 2.0 TFSI QUATTRO 4DR 2025 - 2026
S3 2.0T QUATTRO 4DR 2015 - 2018
S3 KOMFORT 2.0 TFSI QUATTRO 4DR 2022 - 2024
S3 PROGRESSIV 2.0 TFSI QUATTRO 4DR 2019 - 2026
S3 TECHNIK 2.0 TFSI QUATTRO 4DR 2019 - 2026

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