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BMW I3 Car Insurance

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The BMW i3 is a compact electric city car with avant-garde design, built for sustainable urban mobility. It combines lightweight materials, a futuristic cabin, and fully electric propulsion, appealing to drivers focused on innovation and eco-conscious driving.

BMW I3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the BMW i3 fluctuate significantly, moving from $3324 in 2021 down to $872 in 2023, then spiking to $4541 in 2024 before settling at $1379 in 2026. This volatility makes a stable trend difficult to identify and likely reflects a limited data sample for this model.

To find the best insurance for your BMW I3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your BMW I3 cost in Quebec?

The highest premiums for the BMW i3 are found in Saint-Jean-sur-Richelieu ($2216) and Gatineau ($1556), while Montreal ($844) and Quebec City ($923) show the lowest amounts. Laval sits in an intermediate position at $1307.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1555.87
LAVAL $1749.45
MONTRÉAL $843.74
QUÉBEC $923.23
SAINT-JEAN-SUR-RICHELIEU $2215.84

Frequently asked questions (FAQ)

How much does insurance cost for a BMW i3?
The average premium for a BMW i3 has fluctuated significantly between 2021 and 2026, ranging from $872 in 2023 to $4541 in 2024, settling at $1379 in 2026 based on available data.
Why does the BMW i3 premium vary so much year to year?
The large swings observed, such as the spike to $4541 in 2024 followed by a drop to $1297 in 2025, suggest a limited data sample or specific risk-profile changes rather than a stable trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a BMW i3?
Based on the data provided, Montreal ($844) and Quebec City ($923) show the lowest average premiums for this model.
Does being an electric vehicle affect the i3's premium?
Electric vehicles like the i3 can have specific parts and repair costs, which may contribute to the premium differences observed across cities and years.
How can I get a better premium for a BMW i3?
Comparing quotes from several insurers remains the best approach, especially for a model with such wide city-level variation, like between Montreal ($844) and Saint-Jean-sur-Richelieu ($2216).

Offers received by our customers on BMW I3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026