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CADILLAC CT4 Car Insurance

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The Cadillac CT4 is a compact luxury sport sedan combining spirited handling with American refinement. Positioned to rival premium German compacts, it draws drivers seeking prestige, performance, and onboard technology in an agile package.

CADILLAC CT4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Cadillac CT4 fluctuate noticeably, dropping from $1879 to a low of $1465 in 2022, rising to $2015 in 2024, falling back to $1801 in 2025, then jumping to $2510 in 2026. This variability makes the trend less linear than for other models.

To find the best insurance for your CADILLAC CT4 vehicle, it is more important than ever to compare the available options.

How much does insurance for your CADILLAC CT4 cost in Quebec?

City-to-city differences are significant for the Cadillac CT4: Saguenay shows the highest premium ($3795), followed by Montreal ($2665) and Trois-Rivières ($2254), while Brossard stands out with the lowest premium ($609), well below Laval ($1487).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $608.61
LAVAL $1486.61
LÉVIS $2075.56
MONTRÉAL $3046.51
QUÉBEC $1763.09
Saguenay $3794.89
TROIS-RIVIÈRES $2254.04

CADILLAC CT4 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
CADILLAC CT4 2026 $3587.09
CADILLAC CT4 2025 $1858.35
CADILLAC CT4 2024 $2761.99
CADILLAC CT4 2023 $2533.38
CADILLAC CT4 2022 $1564.83
CADILLAC CT4 2021 $1678.41
CADILLAC CT4 2020 $1396.23

Frequently asked questions (FAQ)

How much does insurance cost for a Cadillac CT4?
Based on the available data, the average premium for a Cadillac CT4 varies significantly by year, ranging from $1465 in 2022 to $2510 in 2026, with recent averages between $1801 and $2015.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the CT4's premium vary so much year to year?
Fluctuations, such as the drop to $1465 in 2022 followed by a rise to $2510 in 2026, may reflect changes in repair costs, claims frequency, and shifts in the insurance market.
Which city offers the lowest insurance cost for the CT4?
Based on the data provided, Brossard shows the lowest premium ($609), a considerable gap compared to Saguenay ($3795).
Why does Saguenay show such a high premium for the CT4?
High premiums in Saguenay ($3795) may result from regional factors such as claims frequency or limited availability of parts for this luxury model.
What factors influence the premium for a Cadillac CT4?
The vehicle's premium classification, parts costs, engine power, and driver profile all influence the premium, which ranges from $609 to $3795 depending on the city.
How can I lower my premium for a Cadillac CT4?
Comparing quotes from several insurers and checking city-specific premiums can help identify meaningful savings, given the significant differences observed between cities.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

Versions covered by this CADILLAC CT4 page

The premiums above cover every version of the CADILLAC CT4, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CT4 4DR 2020 - 2025
CT4 4DR AWD 2020 - 2025
CT4 LUXURY 4DR 2026
CT4 LUXURY 4DR AWD 2026
CT4 SPORT 4DR 2020 - 2026
CT4 SPORT 4DR AWD 2020 - 2026
CT4 V-BLACKWING 4DR 2022 - 2026
CT4 V-SERIES 4DR 2020 - 2026
CT4 V-SERIES 4DR AWD 2020 - 2026

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