CADILLAC LYRIQ Car Insurance

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The Cadillac LYRIQ is a luxury electric SUV combining bold design, cutting-edge technology, and generous range. As the brand's first fully electric model, it appeals to drivers seeking American prestige with a quiet, modern driving experience.

CADILLAC LYRIQ CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, the average premium for the Cadillac LYRIQ rises from $1686 to $2826, with a sharp increase in 2024 ($2790) followed by a slight dip in 2025 ($2704) before rising again. The overall trend remains upward over the available period.

To find the best insurance for your CADILLAC LYRIQ vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your CADILLAC LYRIQ

How much does insurance for your CADILLAC LYRIQ cost in Quebec?

City differences for the LYRIQ are significant: Saguenay shows an exceptionally high premium ($8012), followed by Montreal ($3909) and Brossard ($3434), while Saint-Jérôme ($1054) and Saint-Jean-sur-Richelieu ($1644) post the lowest amounts. Other cities range between $2200 and $3300.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$3433.86
DRUMMONDVILLE	$2502.44
GATINEAU	$2649.79
LAVAL	$2240.51
LÉVIS	$2570.60
LONGUEUIL	$3275.45
MONTRÉAL	$3909.36
QUÉBEC	$3241.18
REPENTIGNY	$2934.66
Saguenay	$8011.5
SAINT-JEAN-SUR-RICHELIEU	$1643.72
SAINT-JÉRÔME	$1054.14
TERREBONNE	$2487.32
TROIS-RIVIÈRES	$3214.45

Frequently asked questions (FAQ)

How much does insurance cost for a Cadillac LYRIQ?

The average premium for a Cadillac LYRIQ reached $2826 in 2026, after being $2704 in 2025 and $2790 in 2024, compared to $1686 in 2023.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the LYRIQ's premium rise so sharply between 2023 and 2024?

The jump from $1686 to $2790 reflects the high cost of electric vehicle parts, the vehicle's replacement value, and insurers adjusting to this new model on the market.

Which cities have the highest insurance costs for the LYRIQ?

Saguenay shows the highest premium ($8012), followed by Montreal ($3909) and Brossard ($3434), well above the provincial average observed for this vehicle.

Where is the LYRIQ cheapest to insure?

Saint-Jérôme ($1054) and Saint-Jean-sur-Richelieu ($1644) offer the lowest average premiums according to the data provided.

Do electric vehicles like the LYRIQ cost more to insure?

Often yes, due to the high cost of batteries and specialized parts, though this varies significantly by insurer and region, as shown by the differences between cities.

How can I lower my Cadillac LYRIQ insurance premium?

Comparing multiple insurer quotes, especially in cities where differences are pronounced, remains the most effective way to find a competitive price for this luxury electric vehicle.