Car Insurance in Beloeil

INSURANCE PREMIUM HISTORY IN BELOEIL (LAST 10 YEARS)

In Beloeil, auto insurance premiums have seen a steady increase since 2015, rising from $486 to $1357 in 2025. This increase of nearly 180% over ten years reflects the evolution of repair costs, inflation, and potentially changes in local risk profiles.

Factors influencing your insurance premiums in beloeil

Car insurance premiums in beloeil are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In beloeil, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in beloeil by age group

In Beloeil, young drivers aged 18 to 28 face the highest premiums at $1741, while seniors aged 60 to 70 benefit from the lowest costs at $951. Middle-aged drivers (40-50 years) pay around $1243, reflecting a decrease in perceived risk with driving experience.