Car Insurance in Laval

INSURANCE PREMIUM HISTORY IN LAVAL (LAST 10 YEARS)

In Laval, auto insurance premiums have seen a significant increase since 2015, rising from $922 to $1745 in 2025. A particularly sharp increase occurred between 2020 and 2021, when premiums jumped from $1173 to $1511, followed by a slight decrease in 2022 before resuming their upward trend.

Factors influencing your insurance premiums in laval

Car insurance premiums in laval are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In laval, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in laval by age group

In Laval, drivers aged 18 to 28 face the highest insurance premiums at $2208. Costs decrease progressively with age, with drivers aged 30 to 40 paying $1838, those 40 to 50 paying $1649, those 50 to 60 paying $1400, while drivers aged 60 to 70 benefit from the most favorable premiums at $1240.