Car Insurance in Pointe-aux-Trembles

INSURANCE PREMIUM HISTORY IN POINTE-AUX-TREMBLES (LAST 10 YEARS)

In Pointe-aux-Trembles, auto insurance premiums have experienced significant fluctuations between 2015 and 2025. After an initial decrease from $1270 to $965 between 2015 and 2017, costs gradually increased to reach $1692 in 2025, with a particularly sharp rise in 2022. This trend reflects the evolution of risks and repair costs in this region.

Factors influencing your insurance premiums in pointe-aux-trembles

Car insurance premiums in pointe-aux-trembles are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In pointe-aux-trembles, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in pointe-aux-trembles by age group

In Pointe-aux-Trembles, contrary to the usual trend, drivers aged 30 to 40 pay the highest premiums at $1975, even exceeding those of young drivers aged 18 to 28 ($1898). Premiums then decrease with age, reaching their lowest level for 60-70 year-olds at $1160, reflecting a perception of risk that varies according to experience and driving habits specific to this locality.