Car Insurance in Saint-Colomban

INSURANCE PREMIUM HISTORY IN SAINT-COLOMBAN (LAST 10 YEARS)

In Saint-Colomban, auto insurance premiums have seen significant changes between 2015 and 2025. After an initial decrease from $980 to $784 between 2015 and 2017, costs gradually increased to reach $1454 in 2025, with a particularly notable rise in 2022 when premiums jumped to $1340.

Factors influencing your insurance premiums in saint-colomban

Car insurance premiums in saint-colomban are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In saint-colomban, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in saint-colomban by age group

In Saint-Colomban, young drivers aged 18-28 face the highest insurance premiums at $1856, more than double those of drivers aged 60-70 who benefit from the lowest costs at $920. The intermediate age groups show a gradual decrease in premiums with age, reflecting increased driving experience.