Car Insurance in Sainte-Agathe-des-Monts

INSURANCE PREMIUM HISTORY IN SAINTE-AGATHE-DES-MONTS (LAST 10 YEARS)

In Sainte-Agathe-des-Monts, auto insurance premiums have experienced significant fluctuations between 2015 and 2025. After a substantial decrease in 2021 ($672), there was a sharp increase in 2022 ($1520), followed by a slight decrease in 2023, then a new upward trend for 2024-2025, reaching $1568 in 2025.

Factors influencing your insurance premiums in sainte-agathe-des-monts

Car insurance premiums in sainte-agathe-des-monts are determined by a number of specific factors, which insurers carefully analyze to assess the risk level associated with each driver and vehicle. Understanding these factors can help you better understand the cost of your insurance.

• Your Driving Record: Your driving record history is the most important factor. A clean record with no accidents or tickets can save you hundreds of dollars a year, as it demonstrates that you are a responsible driver.
• Your vehicle: The make, model, year, and even color of your vehicle are taken into account. Newer cars, luxury models, or those with high repair costs generally cost more to insure.
• Your place of residence: In sainte-agathe-des-monts, population density and traffic can impact your premiums.
• Your vehicle usage: If you use your vehicle daily for work, your premium will be higher than if you only use it for occasional trips. The number of kilometers driven each year also has an impact.
• Your age: Young drivers generally pay higher premiums, as statistics show they are more likely to be involved in accidents.
• Your profile: Other factors such as your credit score, your profession and your insurance product purchasing habits also influence the cost of your insurance.

Car insurance in sainte-agathe-des-monts by age group

In Sainte-Agathe-des-Monts, drivers aged 18 to 28 pay the highest insurance premiums at $2087, nearly double those of the 50-60 age group who enjoy the lowest costs ($1122). There is a progressive decrease in premiums with age, except for the 60-70 group who see their premiums slightly increase compared to the previous age group.