Car Insurance for Good Drivers
Get competitive quotes if you have an Intact driving record with no claims.
If you have maintained an excellent driving record, with no at-fault accidents and no claims in recent years, you may qualify for significant discounts from our insurance partners.
At ClicAssure, we compare multiple car insurance offers on your behalf to find coverage tailored to your profile, among the leading insurers in Canada.
Complete an online quote today and discover how much you could save with ClicAssure thanks to your Intact driving history.
Compare and Make the Most of Your Intact Record
You have made the effort to maintain an Intact driving record. It would be a shame not to benefit from it.
Compare car insurance quotes for free with ClicAssure and discover how much your Intact good driver profile can truly help you save.
Is your driving record intact? Save on your car insurance today!
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I authorize ClicAssure to collect and share my personal information with some of its business partners who may provide me with an insurance quote. I also authorize ClicAssure and its partners to contact me by email, text, phone, or mail to respond to my request or finalize my quote.
I also consent to ClicAssure and its partners collecting, using, sharing, and retaining my personal information for the purposes of:
• Creating and updating my profile;
• Assessing the products and services they can offer me;
• Obtaining my feedback on my interactions with them or on their products and services;
• Conducting studies and creating statistical models;
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If I accept an offer from one of ClicAssure's partners, I authorize that partner to inform ClicAssure in order to update my file.
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TESTIMONIALS
32%
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* Based on people who completed a car insurance quote request on ClicAssure.com and purchased a policy from a partner.
Our Partners
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Insurers and firms represented by our partners
Frequently asked questions (FAQ)
What Is an “Intact” Driving Record?
An Intact driving record generally means:
- No at-fault accidents in recent years
- Few or no traffic violations
- No licence suspensions
- No major claims
Each insurer has its own criteria, but the cleaner your history, the greater your chances of obtaining substantial savings.
What Types of Discounts May Apply?
Depending on your profile and the selected insurer, you may qualify for:
- Claims-free discount
- Accident-free discount
- “Preferred driver” program
- Long-term licence discount
- Multi-policy discount (auto + home)
By combining multiple advantages, your savings can become significant, especially with an Intact record.
Even With a Good Record, Why Compare?
Two insurers may evaluate the same good driver differently.
Some place greater emphasis on the absence of claims, while others focus on years of driving experience or the type of vehicle insured.
Comparing multiple quotes allows you to:
- Maximize your discounts
- Identify the insurer that values your Intact profile the most
- Avoid overpaying despite having an excellent driving history
Do All Insurers Offer a Good Driver Discount?
Most insurers offer some form of discount for low-risk drivers, but the criteria and savings vary.
Comparing options helps you find the company that rewards your Intact driving record the most.
How Much Can You Save With an Intact Record?
Savings vary depending on several factors (vehicle, region, selected coverages), but an Intact driving record can significantly reduce your premium compared to drivers with claims or infractions.
Does One Accident Cancel All Discounts?
Not necessarily. Some insurers may overlook a single incident, especially if it occurred several years ago. The impact depends on the overall context and your complete driving history.
How Do You Know If You Qualify for a Discount?
The best way is to compare personalized quotes. In just a few minutes, you can see which companies value your Intact good driver profile the most.
