Are you part of a professional order, union, association, or do you work for a large company? You may be eligible for significant discounts on your home or auto insurance, and you might not even know it!
Group insurance programs for individuals offer major savings, often up to 25% off your premiums. At ClicAssure, we help you quickly identify the insurers offering these discounts and compare their quotes.
When you request an insurance quote on ClicAssure (whether through our online form or by phone), we will ask if you belong to any of the following groups:
These groups negotiate preferential agreements with insurers thanks to their large membership, allowing you to benefit from highly advantageous discounts. Simply indicate your affiliation when requesting a quote on ClicAssure.com to unlock these savings.
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I authorize ClicAssure to collect and share my personal information with some of its business partners who may provide me with an insurance quote. I also authorize ClicAssure and its partners to contact me by email, text, phone, or mail to respond to my request or finalize my quote.
I also consent to ClicAssure and its partners collecting, using, sharing, and retaining my personal information for the purposes of:
• Creating and updating my profile;
• Assessing the products and services they can offer me;
• Obtaining my feedback on my interactions with them or on their products and services;
• Conducting studies and creating statistical models;
• Providing me with personalized recommendations;
• Fulfilling their legal obligations.
If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
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** Based on people who have completed an Auto or Home Quote Request via ClicAssure.com and have entered into an insurance contract with a partner
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Group insurance is a benefit offered by your employer or association to give you access to preferential insurance rates. Insurers are willing to offer substantial discounts because they reduce their marketing and risk-selection costs by insuring a large pool of people who generally have favourable risk profiles (such as members of professional orders).
Many groups in Quebec give you access to these preferred rates. You may be eligible if you are a member of:
Choosing group insurance isn’t only about the price, though the savings are significant. Here are some key benefits:
No, not always. That’s why comparison remains essential. Although the group discount is advantageous, an insurer's base price may be higher.
ClicAssure’s role: Our platform lets you compare the group offer (if the insurer is in our network) with the best standard offers on the market. This increases your chances of getting the best mix of discounts and rates for your profile.
Group discounts are often negotiated not by your employer, but by your professional order, union, or alumni association. Enter your postal code and fill out our form, our partners will verify with multiple insurers whether a group discount applies to you.
Yes. In most cases, if you qualify for a group insurance program, the benefit extends to your spouse and others living in your home for home insurance (and often for family vehicles as well).
If your discount is tied to your job and you leave, the insurer may remove the group discount. However, they will generally allow you to keep your policy at the updated rate. If the discount is linked to a professional order or association you remain a member of, the discount continues to apply.
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