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HYUNDAI IONIQ 9 2026 Car Insurance

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The 2026 Hyundai IONIQ 9 is a newly launched full-size electric SUV focused on range, interior space, and advanced technology. It appeals to families seeking a versatile electric alternative for both daily driving and long trips.

HYUNDAI IONIQ 9 2026 CAR INSURANCE RATES SINCE 2025.

Since the IONIQ 9 is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $2729 to $3046, a notable increase of about 12%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HYUNDAI IONIQ 9 2026 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 9 2026 cost in Quebec?

City differences are significant for the IONIQ 9: Montreal shows the highest premium ($6343), followed by Saint-Jérôme ($3829) and Saint-Jean-sur-Richelieu ($3808), while Terrebonne ($1404) and Trois-Rivières ($1406) post the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2036.12
GATINEAU $1777.74
LAVAL $2439.41
LÉVIS $2372.55
MONTRÉAL $4581.08
QUÉBEC $3133.21
REPENTIGNY $1910.28
SAINT-JEAN-SUR-RICHELIEU $3808.46
SAINT-JÉRÔME $2430.7
SHERBROOKE $2372.93
TROIS-RIVIÈRES $1405.57

Frequently asked questions (FAQ)

How much does insurance cost for a 2026 Hyundai IONIQ 9?
The average premium for a 2026 Hyundai IONIQ 9 is $3046 in 2026, up from $2729 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.
Why is insurance so much more expensive in Montreal for the IONIQ 9?
Montreal shows an average premium of $6343, far above other cities, due to urban density, vehicle theft rates, and claim frequency tied to premium electric SUVs.
Which cities offer the lowest IONIQ 9 premiums?
Based on the data, Terrebonne ($1404) and Trois-Rivières ($1406) post the lowest average premiums for this model.
Has the premium increased a lot since launch?
Yes. Between 2025 and 2026, the average premium rose about 12%, from $2729 to $3046, reflecting the limited claims history for this new model.
Why does an electric vehicle like the IONIQ 9 cost more to insure?
Higher repair costs, battery technology, and replacement value for premium electric SUVs contribute to premiums that often exceed those of comparable gas-powered models.
How can I lower my premium for an IONIQ 9?
Comparing quotes from several insurers is especially useful for a recent model, since price differences between insurers can be significant, particularly between cities like Montreal and Terrebonne.

Offers received by our customers on HYUNDAI IONIQ 9 2026 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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