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HYUNDAI SANTA CRUZ Car Insurance

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The Hyundai Santa Cruz is a unique compact pickup, blending SUV styling with the versatility of an open bed. Ideal for active urban drivers, it offers an enjoyable ride, practical cargo space, and a modern look that sets it apart from traditional pickups.

HYUNDAI SANTA CRUZ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Hyundai Santa Cruz rise noticeably, moving from $1014 to $1436. In 2026, a slight decrease is observed with an average premium of $1359, suggesting some stabilization after several years of increases.

To find the best insurance for your HYUNDAI SANTA CRUZ vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI SANTA CRUZ cost in Quebec?

Premiums are highest in Laval ($1790), Saguenay ($1775), and Gatineau ($1661), while Lévis ($449) shows a markedly lower amount than all other cities. Sherbrooke ($996) and Terrebonne ($967) also sit below the overall average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1660.89
LAVAL $1789.78
LÉVIS $449.08
MONTRÉAL $1637.19
QUÉBEC $1509.30
Saguenay $1774.53
SAINT-JEAN-SUR-RICHELIEU $1349.86
SHERBROOKE $996.26
TERREBONNE $967.05
TROIS-RIVIÈRES $1220.94

Frequently asked questions (FAQ)

How much does insurance cost for a Hyundai Santa Cruz?
The average premium for a Hyundai Santa Cruz moved from $1014 in 2021 to $1436 in 2025, then dipped slightly to $1359 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Santa Cruz premium rise so much between 2021 and 2025?
The increase from $1014 to $1436 reflects the model's growing popularity, rising repair costs generally, and the replacement value of a relatively new pickup on the market.
Which city offers the lowest insurance cost for a Santa Cruz?
Based on the data provided, Lévis has the lowest premium at just $449, markedly lower than cities like Laval ($1790) or Saguenay ($1775).
Could the premium keep decreasing after 2026?
The slight drop between 2025 ($1436) and 2026 ($1359) may signal stabilization, but additional data would be needed to confirm a long-term trend.
What factors influence insurance premiums for a Santa Cruz?
Body type (compact pickup), replacement value, intended use, and the driver's city of residence all influence premiums, as shown by the significant differences between cities.
How can I reduce the insurance premium for this vehicle?
Comparing quotes from several insurers, bundling policies, and checking premiums specific to one's city of residence can often help secure a better price for a Santa Cruz.

Offers received by our customers on HYUNDAI SANTA CRUZ cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026