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HYUNDAI ELANTRA Car Insurance

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The Hyundai Elantra is a compact sedan known for its strong value proposition, fuel efficiency, and generous warranty. It appeals to pragmatic drivers seeking a reliable, comfortable, and affordable vehicle for daily use.

HYUNDAI ELANTRA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Hyundai Elantra drops sharply at first, moving from $3152 in 2021 to $1227 in 2023, before gradually climbing back to $1616 in 2026. This pattern suggests a correction following an unusually high initial value, followed by a steady increase tied to rising repair and maintenance costs.

To find the best insurance for your HYUNDAI ELANTRA vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI ELANTRA cost in Quebec?

Premiums are highest for the Elantra in Montreal ($2115), Laval ($2075), and Gatineau ($1839), while Sherbrooke ($1297), Trois-Rivières ($1361), and Drummondville ($1377) offer the most affordable amounts. Other cities fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1610.04
DRUMMONDVILLE $1377.09
GATINEAU $1838.63
LAVAL $2074.74
LÉVIS $1413.07
LONGUEUIL $1667.41
MONTRÉAL $2114.93
QUÉBEC $1510.02
REPENTIGNY $1685.71
Saguenay $1750.30
SAINT-JEAN-SUR-RICHELIEU $1473.94
SAINT-JÉRÔME $1501.70
SHERBROOKE $1296.79
TERREBONNE $1557.48
TROIS-RIVIÈRES $1361.25

Frequently asked questions (FAQ)

How much does it cost to insure a Hyundai Elantra?
In 2026, the average premium for a Hyundai Elantra stands at $1616, up from $1561 recorded in 2025.
Why did the Elantra's premium drop sharply between 2021 and 2023?
The average premium fell from $3152 in 2021 to $1227 in 2023, a steep drop that likely reflects a correction from an unusually high initial value rather than a typical market trend.
Has the Elantra's premium been rising since 2023?
Yes. Since its low of $1227 in 2023, the average premium has climbed steadily to reach $1616 in 2026, marking a continuous increase over three years.
Which cities offer the cheapest insurance for the Elantra?
Based on the data provided, Sherbrooke ($1297), Trois-Rivières ($1361), and Drummondville ($1377) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
Why are Montreal and Laval premiums higher for the Elantra?
Traffic density, theft rates, and higher claim frequency in urban areas drive premiums to $2115 in Montreal and $2075 in Laval, well above the provincial average observed.
How can I lower my premium for a Hyundai Elantra?
Comparing quotes from multiple insurers, choosing a higher deductible, and bundling auto and home policies are effective ways to reduce insurance costs.

Offers received by our customers on HYUNDAI ELANTRA cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026