HYUNDAI IONIQ Car Insurance

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The Hyundai Ioniq is a compact electric and hybrid car designed for energy efficiency and urban commuting. Understated and tech-forward, it appeals to drivers looking to reduce their environmental footprint without sacrificing everyday comfort.

HYUNDAI IONIQ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Hyundai Ioniq fluctuates before rising sharply: it dips slightly from $1166 to $1109 then $1113, before jumping to $1531 in 2024, $1656 in 2025, then easing slightly to $1627 in 2026. This recent increase likely reflects rising repair costs for electrified vehicles.

To find the best insurance for your HYUNDAI IONIQ vehicle, it is more important than ever to compare the available options.

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How much does insurance for your HYUNDAI IONIQ cost in Quebec?

The highest premiums for the Ioniq are found in Brossard ($2465), Longueuil ($2427), and Gatineau ($2384), while Saguenay ($668) stands out as significantly lower than other cities. Drummondville ($1343) and Sherbrooke ($1399) also rank among the more affordable options.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2464.86
DRUMMONDVILLE	$1342.77
GATINEAU	$2384.45
LAVAL	$1695.49
LÉVIS	$1577.14
LONGUEUIL	$2426.91
MONTRÉAL	$2352.97
QUÉBEC	$1507.42
REPENTIGNY	$1645.38
Saguenay	$667.75
SAINT-JEAN-SUR-RICHELIEU	$1379.39
SAINT-JÉRÔME	$1422.95
SHERBROOKE	$1399.07
TERREBONNE	$1731.90
TROIS-RIVIÈRES	$1726.02

Frequently asked questions (FAQ)

How much does insurance cost for a Hyundai Ioniq?

In 2026, the average premium for a Hyundai Ioniq is $1627, after reaching $1656 in 2025. This amount varies depending on city, driver profile, and vehicle year.

Has the Ioniq's premium changed a lot since 2021?

Yes. It went from $1166 in 2021 down to $1113 in 2023, then climbed to $1656 in 2025 before easing slightly to $1627 in 2026, marking a notable overall increase over the period.

Which city offers the lowest insurance cost for the Ioniq?

Based on the data provided, Saguenay shows the lowest premium ($668), followed by Drummondville ($1343) and Sherbrooke ($1399).

Why are premiums higher in Montreal and Brossard?

Traffic density, higher claim frequency, and elevated repair costs in urban areas explain premiums reaching $2353 in Montreal and $2465 in Brossard.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Are electric or hybrid vehicles more expensive to insure?

Often yes, due to the high cost of specialized parts like batteries. This may partly explain the rising average premium for the Ioniq since 2023.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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