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HYUNDAI IONIQ 9 Car Insurance

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The Hyundai Ioniq 9 is a large electric family SUV offering generous interior space and range suited for long trips. Positioned as the brand's electric flagship, it targets families seeking comfort, modern technology, and an electric transition without sacrificing space.

HYUNDAI IONIQ 9 CAR INSURANCE RATES SINCE 2025.

Since the Hyundai Ioniq 9 is a recent model, only two years of data are available. Between 2025 and 2026, the average premium rises from $2729 to $3046, a notable increase of about 12%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HYUNDAI IONIQ 9 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 9 cost in Quebec?

City-to-city differences are pronounced for the Ioniq 9: Montreal shows the highest premium ($6343), followed by Saint-Jérôme ($3829) and Saint-Jean-sur-Richelieu ($3808), while Terrebonne ($1404) and Trois-Rivières ($1406) post the lowest amounts. This variation reflects significant differences in risk and density across cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $2036.12
GATINEAU $1777.74
LAVAL $2439.41
LÉVIS $2372.55
MONTRÉAL $4581.08
QUÉBEC $3133.21
REPENTIGNY $1910.28
SAINT-JEAN-SUR-RICHELIEU $3808.46
SAINT-JÉRÔME $2430.7
SHERBROOKE $2372.93
TROIS-RIVIÈRES $1405.57

HYUNDAI IONIQ 9 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HYUNDAI IONIQ 9 2026 $2704.33

Frequently asked questions (FAQ)

How much does insurance cost for a Hyundai Ioniq 9?
The average premium for the Hyundai Ioniq 9 is $2729 in 2025 and $3046 in 2026, based on available data for this recent model.
Are Ioniq 9 premiums rising quickly?
Since this is a recent model, only two years of data exist. The premium rose from $2729 to $3046 between 2025 and 2026, about a 12% increase, but it's too early to call this a long-term trend.
Why is the premium so high in Montreal for the Ioniq 9?
In Montreal, the average premium reaches $6343, well above other cities, due to urban density, higher theft risk, and greater claim frequency in dense areas.
Which cities offer the lowest Ioniq 9 premiums?
Based on the data provided, Terrebonne ($1404) and Trois-Rivières ($1406) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does an electric vehicle like the Ioniq 9 cost more to insure?
Electric vehicles can carry higher repair and parts costs, which may influence premiums, as reflected in the $3046 average in 2026.
How can I lower my premium for a Hyundai Ioniq 9?
Comparing quotes from several insurers remains the best way to reduce the premium, especially for a recent model where differences between insurers and cities can be significant.

Offers received by our customers on HYUNDAI IONIQ 9 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HYUNDAI IONIQ 9 page

The premiums above cover every version of the HYUNDAI IONIQ 9, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
IONIQ 9 ESSENTIAL 4DR 2WD 2026
IONIQ 9 LUXURY 4DR AWD 2027
IONIQ 9 PREFERRED 4DR AWD 2026 - 2027
IONIQ 9 PREFERRED 4DR AWD + 2026
IONIQ 9 ULTIMATE CALLIGRAPHY 4DR AWD + 2027

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