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HYUNDAI SANTA CRUZ 2023 Car Insurance

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The 2023 Hyundai Santa Cruz is a compact crossover-truck hybrid, offering a practical open bed with comfortable, SUV-like driving manners. It appeals to urban, active buyers who want cargo-bed versatility without the bulk of a full-size pickup.

HYUNDAI SANTA CRUZ 2023 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2023 Santa Cruz fluctuate rather than follow a steady trend, moving from $1229 to $1177 in 2023, then rising to $1311 in 2025 before dropping to $1114 in 2026. These variations point to overall stability rather than a clear increase or decrease.

To find the best insurance for your HYUNDAI SANTA CRUZ 2023 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI SANTA CRUZ 2023 cost in Quebec?

Differences among the provided cities are significant: Laval ($1790) and Gatineau ($1789) show the highest premiums, followed by Saguenay ($1621), while Trois-Rivières ($1197) is more moderate and Lévis ($449) stands out as by far the most affordable.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1788.96
LAVAL $1789.78
LÉVIS $449.08
Saguenay $1621.24
TROIS-RIVIÈRES $1196.82

Frequently asked questions (FAQ)

How much does insurance cost for a 2023 Hyundai Santa Cruz?
The average premium for a 2023 Hyundai Santa Cruz ranges from $1114 to $1311 between 2022 and 2026, with an average sitting around $1200 to $1250.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the Santa Cruz 2023 premium changed much over the years?
Premiums fluctuate rather than steadily rise, moving from $1229 in 2022 to $1114 in 2026, with a peak of $1311 in 2025. This reflects variation rather than a clear trend.
Which city offers the cheapest insurance for the 2023 Santa Cruz?
Based on the data provided, Lévis shows the lowest premium at $449, well below other cities like Laval ($1790) or Gatineau ($1789).
Why do premiums vary so much between cities for this vehicle?
Traffic density, claim frequency, and local theft rates strongly influence premiums, explaining the wide gap between Lévis ($449) and Laval ($1790).
What factors influence the premium for a 2023 Santa Cruz?
The vehicle's classification as a compact crossover-truck, parts replacement value, and driver profile are key factors in determining the premium.
How can I compare insurance prices for this vehicle?
Getting several quotes from different insurers remains the best way to find the best prices, especially given the significant differences observed between cities.

Offers received by our customers on HYUNDAI SANTA CRUZ 2023 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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