HYUNDAI IONIQ 9 Car Insurance

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The Hyundai IONIQ 9 is a large three-row electric SUV built around space, range, and advanced technology. Positioned as a premium family vehicle, it targets buyers seeking practical electrification without sacrificing comfort or versatility.

HYUNDAI IONIQ 9 CAR INSURANCE RATES SINCE 2025.

Since the IONIQ 9 is a recent model, only two years of data are available. The average premium rises from $2729 in 2025 to $3157 in 2026 — a notable increase of about 16%. More data will be needed to confirm a long-term trend.

To find the best insurance for your HYUNDAI IONIQ 9 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HYUNDAI IONIQ 9

How much does insurance for your HYUNDAI IONIQ 9 cost in Quebec?

City differences are substantial for the IONIQ 9: Montreal shows by far the highest premium ($6003), followed by Saint-Jérôme ($3829) and Saint-Jean-sur-Richelieu ($2911). In contrast, Trois-Rivières ($1406), Laval ($1830), and Gatineau ($1919) show the lowest amounts.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$1919.22
LAVAL	$1829.56
LÉVIS	$2372.55
LONGUEUIL	$2998.59
MONTRÉAL	$6002.94
QUÉBEC	$2879.54
REPENTIGNY	$2029.69
SAINT-JEAN-SUR-RICHELIEU	$2911.46
SAINT-JÉRÔME	$3828.62
SHERBROOKE	$2372.93
TERREBONNE	$2106.74
TROIS-RIVIÈRES	$1405.57

Frequently asked questions (FAQ)

How much does it cost to insure a Hyundai IONIQ 9?

The average premium for the Hyundai IONIQ 9 is $2729 in 2025, rising to $3157 in 2026, based on available data for this recent model.

Why does the IONIQ 9 premium increase so much between 2025 and 2026?

As a very recent model, the IONIQ 9 has limited claims history. The rise from $2729 to $3157 reflects insurer adjustments tied to the vehicle's high value and electric parts costs.

Why is the premium so high in Montreal for the IONIQ 9?

Based on the data provided, Montreal shows an average premium of $6003, far above other cities, likely due to traffic density and higher claim frequency in urban areas.

Which cities offer the lowest IONIQ 9 premiums?

According to the data, Trois-Rivières ($1406), Laval ($1830), and Gatineau ($1919) post the lowest average premiums for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

Do electric vehicles like the IONIQ 9 cost more to insure?

Often yes, due to the high cost of batteries and specialized parts. This may partly explain the average premium of $3157 seen in 2026.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

Model version by year

HYUNDAI IONIQ-9 2026

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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