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HYUNDAI SANTA CRUZ Car Insurance

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The Hyundai Santa Cruz is a unique hybrid crossover-truck, blending SUV styling with a practical cargo bed. Ideal for active drivers, it offers urban versatility and utility capability without the bulk of a traditional pickup.

HYUNDAI SANTA CRUZ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the Hyundai Santa Cruz rise steadily, moving from $1057 to $1436. In 2026, a slight decrease is observed, with the average premium settling at $1342, suggesting possible stabilization after several years of increases.

To find the best insurance for your HYUNDAI SANTA CRUZ vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI SANTA CRUZ cost in Quebec?

Premiums are highest in Laval ($1790), Saguenay ($1708), and Quebec City ($1699), while Terrebonne ($967), Repentigny ($976), and Sherbrooke ($998) show the lowest amounts. The gap between the most and least expensive cities exceeds $800.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1660.89
LAVAL $1789.78
LÉVIS $1162.62
MONTRÉAL $1902.48
QUÉBEC $1699.14
REPENTIGNY $975.55
Saguenay $1707.57
SAINT-JEAN-SUR-RICHELIEU $1349.86
TERREBONNE $967.05
TROIS-RIVIÈRES $1220.94

HYUNDAI SANTA CRUZ average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HYUNDAI SANTA CRUZ 2025 $1667.48
HYUNDAI SANTA CRUZ 2024 $1446.49
HYUNDAI SANTA CRUZ 2023 $1224.49
HYUNDAI SANTA CRUZ 2022 $1336.47

Frequently asked questions (FAQ)

How much does insurance cost for a Hyundai Santa Cruz?
In 2026, the average premium for a Hyundai Santa Cruz stands at $1342, a slight decrease from the $1436 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Santa Cruz premiums always been increasing?
No. After a steady rise from $1057 in 2021 to $1436 in 2025, the premium slightly dropped to $1342 in 2026, suggesting a possible slowdown in the trend.
Which cities offer the lowest insurance costs for the Santa Cruz?
Based on the data provided, Terrebonne ($967), Repentigny ($976), and Sherbrooke ($998) post the lowest average premiums for this model.
Why do premiums vary so much between Laval and Terrebonne?
The gap between Laval ($1790) and Terrebonne ($967) exceeds $800, a difference attributable to traffic density, claim frequency, and region-specific risk profiles.
What factors influence the premium for a Santa Cruz?
Its classification as a hybrid crossover-truck, parts costs, and mixed urban-utility use profile can influence the average premium, currently at $1342.
How can I reduce my premium for a Hyundai Santa Cruz?
Comparing quotes from several insurers, depending on your city of residence, can reveal significant differences for this model, as shown by the over $800 gap observed between certain cities.

Offers received by our customers on HYUNDAI SANTA CRUZ cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HYUNDAI SANTA CRUZ page

The premiums above cover every version of the HYUNDAI SANTA CRUZ, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
SANTA CRUZ PREFERRED CREW CAB AWD 2022 - 2025
SANTA CRUZ SE CREW CAB 2WD 2024
SANTA CRUZ SEL CREW CAB 2WD 2024
SANTA CRUZ SEL CREW CAB AWD 2023 - 2024
SANTA CRUZ TREND CREW CAB AWD 2022 - 2024
SANTA CRUZ ULTIMATE CREW CAB AWD 2022 - 2025
SANTA CRUZ XRT CREW CAB AWD 2025

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