KIA SPORTAGE Car Insurance

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The Kia Sportage is a versatile compact SUV valued for its strong value proposition, modern design, and generous features. It appeals to families and urban drivers seeking a practical, comfortable, and affordable everyday vehicle.

KIA SPORTAGE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Kia Sportage rise sharply, moving from $1016 to $1733, before easing slightly to $1679 in 2026. This progression reflects rising repair and parts replacement costs over the years.

To find the best insurance for your KIA SPORTAGE vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SPORTAGE

How much does insurance for your KIA SPORTAGE cost in Quebec?

Premiums are highest in Montreal ($2536), Longueuil ($1881), and Laval ($1841), while Lévis ($1256) and Saint-Jean-sur-Richelieu ($1330) show the lowest amounts. The gap between the most and least expensive cities remains significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1616.68
DRUMMONDVILLE	$1392.57
GATINEAU	$1636.93
LAVAL	$1840.68
LÉVIS	$1256.17
LONGUEUIL	$1880.51
MONTRÉAL	$2536.23
QUÉBEC	$1543.42
REPENTIGNY	$1631.19
Saguenay	$1596.63
SAINT-JEAN-SUR-RICHELIEU	$1329.97
SAINT-JÉRÔME	$1677.74
SHERBROOKE	$1654.64
TERREBONNE	$1745.08
TROIS-RIVIÈRES	$1551.65

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Sportage?

The average premium for a Kia Sportage reached $1733 in 2025 before easing to $1679 in 2026, based on the available data for this vehicle.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Have Sportage premiums increased significantly?

Yes. Between 2021 and 2025, the average premium rose from $1016 to $1733, a marked increase, followed by a slight decrease to $1679 in 2026.

Which city offers the lowest insurance cost for a Kia Sportage?

Based on the data provided, Lévis ($1256) and Saint-Jean-sur-Richelieu ($1330) post the lowest average premiums for this vehicle.

Why does Montreal show a notably higher premium?

Montreal records the highest premium at $2536, likely due to traffic density, theft rates, and higher claim frequency in dense urban areas.

What factors influence the premium for a Kia Sportage?

Its compact SUV classification, replacement value, mileage, and driver profile influence the premium, which ranges from $1256 to $2536 depending on the city.

How can I lower my premium for a Kia Sportage?

Comparing quotes from several insurers, choosing a higher deductible, and bundling policies can help reduce the premium for this vehicle.