KIA SPORTAGE 2013 Car Insurance

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The 2013 Kia Sportage is an affordable compact SUV valued for its versatility, generous interior space, and reasonable maintenance costs. It's a practical choice for families and drivers seeking a reliable everyday vehicle.

KIA SPORTAGE 2013 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2013 Kia Sportage fluctuate rather than follow a steady trend, moving from $723 to $812 in 2022, dropping to $619 in 2024, rising to $892 in 2025, then falling back to $658 in 2026. These swings reflect periodic market adjustments rather than a consistent increase or decrease.

To find the best insurance for your KIA SPORTAGE 2013 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SPORTAGE 2013

How much does insurance for your KIA SPORTAGE 2013 cost in Quebec?

Premiums vary widely by city for the 2013 Kia Sportage: Montreal shows the highest amount ($1705), followed by Saint-Jean-sur-Richelieu ($1197), while Trois-Rivières ($429), Sherbrooke ($438), and Terrebonne ($452) post the lowest premiums. The gap between the most and least expensive cities exceeds $1200.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$849.32
LAVAL	$864.10
LONGUEUIL	$858.11
MONTRÉAL	$1704.97
QUÉBEC	$606.68
SAINT-JEAN-SUR-RICHELIEU	$1197.25
SAINT-JÉRÔME	$541.14
SHERBROOKE	$322.64
TERREBONNE	$452.45
TROIS-RIVIÈRES	$428.64

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2013 Kia Sportage?

Based on available data, the average premium varies year to year, ranging from $619 in 2024 to $892 in 2025, with a value of $658 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is required to drive a road vehicle on public roads.

Does the 2013 Sportage premium increase over time?

Not consistently. Between 2021 and 2026, the premium fluctuates, peaking at $892 in 2025 before dropping to $658 in 2026, without a clear linear trend.

Which city has the highest insurance cost for the 2013 Sportage?

Montreal shows the highest premium at $1705, well above other cities like Trois-Rivières ($429) or Sherbrooke ($438).

Why is there such a big gap between cities for this vehicle?

Traffic density, claim frequency, and vehicle theft rates vary by region, which explains the gap between Montreal ($1705) and cities like Trois-Rivières ($429).

What factors influence the premium for a 2013 Kia Sportage?

Vehicle age, claims history, replacement value, and the driver's region of residence all influence the final premium.

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CHEVROLET
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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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