KIA SPORTAGE 2012 Car Insurance

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The 2012 Kia Sportage is an affordable compact SUV valued for its versatility, spacious cabin, and economical upkeep. Ideal for families or urban drivers, it combines everyday practicality with reasonable ownership costs.

KIA SPORTAGE 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2012 Kia Sportage rise markedly, moving from $483 to $737. In 2026, the premium eases slightly to $680, suggesting a possible stabilization after several years of continuous increase.

To find the best insurance for your KIA SPORTAGE 2012 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA SPORTAGE 2012

How much does insurance for your KIA SPORTAGE 2012 cost in Quebec?

Premiums are highest for the 2012 Kia Sportage in Sherbrooke ($1397) and Longueuil ($1376), while Saguenay ($304) and Quebec City ($510) show the lowest amounts. The gap between the most expensive and most affordable cities is very significant.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$1068.86
LONGUEUIL	$1375.58
MONTRÉAL	$530.55
QUÉBEC	$509.76
Saguenay	$304.11
SHERBROOKE	$1396.54

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Kia Sportage?

The average premium for a 2012 Kia Sportage evolved from $483 in 2021 to $737 in 2025, with a slight decline to $680 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Why have premiums for the 2012 Sportage increased so much?

Between 2021 and 2025, the premium nearly doubled, rising from $483 to $737, largely due to increasing repair and replacement part costs for this aging model.

Which city offers the lowest insurance cost for a 2012 Sportage?

Based on the data provided, Saguenay ($304) and Quebec City ($510) show the lowest average premiums for this model.

Why are premiums so high in Sherbrooke and Longueuil?

In Sherbrooke ($1397) and Longueuil ($1376), premiums significantly exceed the provincial average observed for this vehicle, which may reflect local differences in claim frequency and driver profiles.

Will the premium keep dropping after 2026?

The data shows a slight decline in 2026 ($680) after continuous increases through 2025 ($737), but it is too early to confirm a lasting downward trend.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 08/14/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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