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KIA SPORTAGE 2021 Car Insurance

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The 2021 Kia Sportage is a versatile compact SUV combining modern styling, generous interior space, and accessible technology. Popular among families and urban drivers, it offers a solid balance of comfort, practicality, and running costs.

KIA SPORTAGE 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2021 Kia Sportage move irregularly, from $1096 to $1543. After a slight dip in 2022, they rise sharply through 2025 ($1739) before pulling back in 2026, reflecting broader insurance market fluctuations.

To find the best insurance for your KIA SPORTAGE 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE 2021 cost in Quebec?

Premiums are highest in Longueuil ($2197), Montreal ($2040), and Brossard ($1936), while Saint-Jérôme ($625) and Trois-Rivières ($953) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1500.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1935.82
GATINEAU $1732.54
LAVAL $1710.49
LÉVIS $1788.36
LONGUEUIL $2197.16
MONTRÉAL $2040.22
QUÉBEC $1679.89
REPENTIGNY $1210.99
Saguenay $1044.22
SAINT-JEAN-SUR-RICHELIEU $1258.89
SAINT-JÉRÔME $624.57
SHERBROOKE $1401.78
TERREBONNE $1671.52
TROIS-RIVIÈRES $953.38

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Kia Sportage?
The average premium for a 2021 Kia Sportage varies by year, ranging from $1072 in 2022 to $1739 in 2025, with a value of $1543 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the Sportage's premium rise so much between 2023 and 2025?
The premium climbed from $1225 in 2023 to $1739 in 2025, a notable increase likely tied to rising repair and parts replacement costs across the market.
Which city offers the lowest insurance cost for a 2021 Kia Sportage?
Based on the data provided, Saint-Jérôme ($625) and Trois-Rivières ($953) show the lowest average premiums for this vehicle.
Why do Longueuil and Montreal show higher premiums?
These cities post $2197 and $2040 respectively, amounts linked to traffic density, theft risk, and higher claim frequency typical of urban areas.
What factors influence the insurance premium for a 2021 Kia Sportage?
Driver age, place of residence, claims history, and chosen coverage type are key factors, along with characteristics specific to the vehicle.
How can I reduce my premium for a 2021 Kia Sportage?
Comparing quotes from several insurers, bundling auto and home coverage, and choosing a higher deductible are common ways to reduce the premium cost.

Offers received by our customers on KIA SPORTAGE 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026