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KIA SPORTAGE 2016 Car Insurance

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The 2016 Kia Sportage is a versatile compact SUV valued for its strong price-to-value ratio and spacious cabin. Ideal for urban families, it combines practicality, reliability, and reasonable maintenance costs in a highly competitive segment.

KIA SPORTAGE 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Kia Sportage fluctuate rather than follow a straight trend: they dip slightly from $789 to $771 in 2022, climb gradually to $874 in 2025, then fall back to $777 in 2026. These variations suggest relative overall stability over the period.

To find the best insurance for your KIA SPORTAGE 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your KIA SPORTAGE 2016 cost in Quebec?

The highest premiums are seen in Montréal ($1367), Lévis ($1056), and Trois-Rivières ($988), while Saguenay ($322) and Laval ($340) show the lowest amounts. The gap between cities is significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $340.08
LÉVIS $1055.56
LONGUEUIL $962.47
MONTRÉAL $1367.00
Saguenay $321.55
SAINT-JEAN-SUR-RICHELIEU $632.81
TROIS-RIVIÈRES $988.1

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 Kia Sportage?
Based on available data, the average premium for a 2016 Kia Sportage ranges between $771 and $874 depending on the year, with a value of $777 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Has the 2016 Sportage's premium changed much over the years?
Not in a straight line: it went from $789 in 2021 to $771 in 2022, then climbed to $874 in 2025 before dropping back to $777 in 2026, reflecting overall relative stability.
Which city offers the lowest insurance cost for the 2016 Sportage?
Based on the data provided, Saguenay ($322) and Laval ($340) show the lowest average premiums for this model.
Why is the premium so much higher in Montreal than in Laval?
In Montreal, the average premium reaches $1367, compared to just $340 in Laval according to the data — a notable gap tied to urban density and claim frequency.
What factors influence the premium for a 2016 Kia Sportage?
The vehicle's age, replacement value, driving area, and model-specific claims history all influence the insurance premium.
How can I reduce my premium for this vehicle?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record remain the most effective ways to lower costs.

Offers received by our customers on KIA SPORTAGE 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026