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LEXUS NX300 Car Insurance

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The Lexus NX300 is a compact luxury SUV combining refined comfort, well-known reliability, and advanced technology. Positioned in the premium segment, it appeals to urban drivers seeking a quiet ride and an accessible upscale image.

LEXUS NX300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lexus NX300 fluctuate rather than follow a linear trend, moving from $1390 in 2021 to a peak of $1972 in 2024, then dropping to $1666 in 2026. This variability reflects market adjustments rather than a steady increase or decrease.

To find the best insurance for your LEXUS NX300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX300 cost in Quebec?

The highest premiums are observed in Sherbrooke ($4987), Montreal ($2429), and Saint-Jérôme ($2376), while Saguenay ($1127) and Trois-Rivières ($1198) show the lowest amounts. The gap between cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1831.02
LAVAL $1950.40
LÉVIS $1404.45
LONGUEUIL $2313.40
MONTRÉAL $2429.02
QUÉBEC $1594.01
REPENTIGNY $1448.94
Saguenay $1127.34
SAINT-JÉRÔME $2376.2
SHERBROOKE $4987.31
TERREBONNE $1892.46
TROIS-RIVIÈRES $1197.92

LEXUS NX300 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS NX300 2021 $1932.17
LEXUS NX300 2020 $1977.50
LEXUS NX300 2019 $1707.30
LEXUS NX300 2018 $1650.08
LEXUS NX300 2017 $2005.02
LEXUS NX300 2015 $1159.56

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus NX300?
The average premium for a Lexus NX300 varies by year, ranging from $1390 in 2021 to $1972 in 2024, with a value of $1666 in 2026 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Are NX300 premiums increasing over time?
Not consistently. Between 2021 and 2026, the premium fluctuates, peaking at $1972 in 2024 before dropping to $1666 in 2026, without a clear linear trend.
Which city offers the lowest insurance cost for a NX300?
Based on the data provided, Saguenay ($1127) and Trois-Rivières ($1198) post the lowest average premiums for this model.
Why is the premium in Sherbrooke so high?
Sherbrooke shows the highest premium in the group ($4987), a notable gap compared to other cities that may reflect local factors like claim frequency or driver profiles.
What factors influence the premium for a luxury SUV like the NX300?
High replacement value, specialized parts costs, and the vehicle's premium SUV classification contribute to the price variations observed, ranging from $1127 to $4987 depending on the city.
How can I get the best premium for a NX300?
Comparing quotes from multiple insurers remains the most effective approach, especially given the significant differences observed between cities for this model.

Offers received by our customers on LEXUS NX300 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this LEXUS NX300 page

The premiums above cover every version of the LEXUS NX300, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
NX300 4DR 2WD 2018 - 2021
NX300 4DR AWD 2018 - 2021
NX300h 4DR AWD 2015 - 2021

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LEXUS NX300 by city

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