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LEXUS ES 300 Car Insurance

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The Lexus ES 300 is a mid-size luxury sedan known for its quiet comfort, reliability, and refined finish. It appeals to drivers seeking a discreet upscale experience without the sporty pretensions of other premium sedans.

LEXUS ES 300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Lexus ES 300 fluctuate significantly, moving from $960 in 2021 to $353 in 2023, back up to $548 in 2024, then down to $218 in 2025 and $200 in 2026. This large variation suggests shifts in the underlying data sample rather than a stable trend.

To find the best insurance for your LEXUS ES 300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS ES 300 cost in Quebec?

Among the provided cities, Quebec City ($323) and Montreal ($262) show the highest average premiums for the Lexus ES 300, while Saint-Jean-sur-Richelieu ($155) and Terrebonne ($183) are more affordable. Laval shows a value of $0, which may indicate insufficient data for that city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $0
MONTRÉAL $261.6
QUÉBEC $322.64
SAINT-JEAN-SUR-RICHELIEU $155.23
TERREBONNE $183.12

Frequently asked questions (FAQ)

How much does it cost to insure a Lexus ES 300?
Based on available data, the average premium varies considerably by year, ranging from $960 in 2021 to $200 in 2026, with intermediate values of $353, $548, and $218.
Why do Lexus ES 300 premiums vary so much year to year?
The significant fluctuations, from $960 to $200, may reflect changes in data samples or insured driver profiles rather than an actual change in the vehicle's risk profile.
Which city has the highest cost to insure a Lexus ES 300?
Among the cities provided, Quebec City shows the highest average premium at $323, followed by Montreal at $262.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Lexus ES 300?
Its luxury-vehicle status, replacement value, parts costs, and specialized maintenance can influence the premium, although the available data shows notable variability.
How can I compare insurance costs for a Lexus ES 300?
Getting multiple quotes from different insurers remains the best way to assess the actual costs applicable to your profile, given the variability seen in the data.

Offers received by our customers on LEXUS ES 300 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026