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LEXUS ES 250 Car Insurance

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The Lexus ES 250 is a mid-size luxury sedan combining hushed comfort, refined finishing, and well-known reliability. It appeals to drivers seeking a discreet premium experience without the excess power of sports cars, ideal for elegant daily use.

LEXUS ES 250 CAR INSURANCE RATES SINCE 2023.

From 2023 to 2026, premiums for the Lexus ES 250 fluctuate significantly, dropping from $1646 in 2023 to $1034 in 2024, then rising sharply to $2304 in 2025 before falling back to $1553 in 2026. This pattern suggests data variability rather than a clear trend.

To find the best insurance for your LEXUS ES 250 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS ES 250 cost in Quebec?

Based on the data provided, the average premium for the Lexus ES 250 is notably higher in Laval ($2917) than in Repentigny ($1369), a gap of more than $1500 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $2917.50
REPENTIGNY $1369.43

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus ES 250?
In 2026, the average premium for a Lexus ES 250 stands at $1553, after reaching $2304 in 2025 and only $1034 in 2024.
Are Lexus ES 250 premiums stable over time?
No. Between 2023 and 2026, the average premium fluctuates considerably, moving from $1646 to $1034, then to $2304, and finally to $1553, with no clear linear trend.
Which city has the highest insurance cost for a Lexus ES 250?
Based on the data provided, Laval shows the highest premium at $2917, compared to $1369 in Repentigny.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a Lexus ES 250?
Its luxury vehicle status, parts replacement value, and the driver's location strongly influence the premium, as shown by the gap between Laval and Repentigny.
What explains the large year-to-year variations?
Such fluctuations may stem from changes in the data sample or insured driver profiles rather than an actual increase in the vehicle's risk.
How can I lower my premium for a Lexus ES 250?
Comparing quotes from multiple insurers remains the best way to secure a competitive price, especially for a vehicle where premiums vary so much by city.

Offers received by our customers on LEXUS ES 250 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026