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LEXUS IS 300 Car Insurance

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The Lexus IS 300 is a compact luxury sport sedan combining refinement, technology, and dynamic driving. Rear-wheel drive and premium finishing make it a popular choice for drivers seeking elegance and performance in an accessible package.

LEXUS IS 300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Lexus IS 300 rise sharply, moving from $1488 to $3147, more than doubling over six years. This marked increase reflects rising repair and replacement costs for luxury vehicles.

To find the best insurance for your LEXUS IS 300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 300 cost in Quebec?

Differences between cities are very significant: Laval shows the highest premium ($8537), followed by Gatineau ($3587) and Lévis ($3326), while Brossard ($765) and Saint-Jean-sur-Richelieu ($1389) post the lowest amounts. Other cities fall in an intermediate range from $1669 to $3152.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $765.22
DRUMMONDVILLE $2122.40
GATINEAU $3586.88
LAVAL $8537.48
LÉVIS $3326.07
LONGUEUIL $1944.56
MONTRÉAL $2998.21
QUÉBEC $1668.59
REPENTIGNY $2280.86
Saguenay $2250.49
SAINT-JEAN-SUR-RICHELIEU $1389.44
SAINT-JÉRÔME $3152.5
SHERBROOKE $1691.32
TERREBONNE $3149.43
TROIS-RIVIÈRES $1393.59

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus IS 300?
The average premium for a Lexus IS 300 reached $3147 in 2026, up from $1488 in 2021, reflecting a significant increase tied to parts costs and vehicle replacement value.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the Lexus IS 300 premium nearly doubled between 2021 and 2026?
The rise from $1488 to $3147 is driven by overall repair cost increases, the vehicle's sporty classification, and higher costs for specialized parts.
Which city has the highest insurance cost for the Lexus IS 300?
Based on the data provided, Laval shows the highest premium at $8537, significantly above the other compared cities.
Where is insurance for the Lexus IS 300 most affordable?
Brossard ($765) and Saint-Jean-sur-Richelieu ($1389) show the lowest average premiums among the cities included in the data.
What factors influence the insurance premium for the Lexus IS 300?
Engine power, rear-wheel-drive layout, replacement parts costs, and driver profile are among the main factors affecting the premium, along with the city of residence.
How can I lower my premium for a Lexus IS 300?
Comparing quotes from several insurers, especially given city-to-city gaps reaching several thousand dollars, remains the most effective way to find a favorable premium.

Offers received by our customers on LEXUS IS 300 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026