LINCOLN Car Insurance

View offers received by our clients for their LINCOLN car insurance

Click here to save on your car insurance

Lincoln is Ford's luxury brand, known for sedans and SUVs that emphasize plush comfort, generous interior space, and a quiet ride. It targets North American buyers seeking an elegant alternative to established European luxury brands.

LINCOLN CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Lincoln vehicles fluctuate noticeably, rising from $1347 to $1876 in 2022, dropping to $1212 in 2023, then gradually climbing back to $1573 in 2026. This variability suggests sensitivity to yearly factors rather than a clear linear trend.

To find the best insurance for your LINCOLN vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your LINCOLN

How much does insurance for your LINCOLN cost in Quebec?

Premiums are highest in Montreal ($2893), Longueuil ($2249), and Saint-Jérôme ($2105), while Lévis ($802) and Saint-Jean-sur-Richelieu ($1142) show the lowest amounts. The gap between the most expensive and most affordable cities is particularly pronounced for Lincoln.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$2025.22
DRUMMONDVILLE	$1375.28
GATINEAU	$1486.93
LAVAL	$2013.51
LÉVIS	$802.06
LONGUEUIL	$1969.90
MONTRÉAL	$2943.41
QUÉBEC	$1492.63
REPENTIGNY	$1160.22
Saguenay	$2076.04
SAINT-JEAN-SUR-RICHELIEU	$1142.24
SAINT-JÉRÔME	$2104.63
SHERBROOKE	$1725.08
TERREBONNE	$2053.41
TROIS-RIVIÈRES	$1489.21

Frequently asked questions (FAQ)

How much does auto insurance cost for a Lincoln?

The average premium for a Lincoln vehicle varies by year, ranging from $1212 in 2023 to $1876 in 2022, with a value of $1573 in 2026 based on available data.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Lincoln premium fluctuate so much year to year?

Fluctuations, such as the drop to $1212 in 2023 after a peak of $1876 in 2022, may reflect changes in repair costs, driver profiles, or broader insurance market conditions.

Where is Lincoln insurance cheapest?

Based on the data provided, Lévis ($802) and Saint-Jean-sur-Richelieu ($1142) show the lowest average premiums for Lincoln vehicles.

Why is insuring a Lincoln so expensive in Montreal?

With an average premium of $2893, Montreal stands out significantly from other cities, likely due to traffic density, claim frequency, and higher replacement costs for luxury vehicles in urban areas.

What factors influence the price of Lincoln insurance?

The brand's luxury positioning, parts costs, high replacement value, and the driver's city of residence strongly influence the premium, which can range from $802 to $2893 depending on the region.

CADILLAC

ACURA

LEXUS

INFINITI

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

Manufacturer's vehicle

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

	Client The customer portal allows you to create and manage your insurance requests. Use this link if you are a consumer of ClicAssure services.

	Insurer The insurer portal allows clicassure partners to connect and manage the requests assigned to them. Use this link if you are a ClicAssure partner.