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MAZDA CX-3 Car Insurance

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The Mazda CX-3 is a subcompact crossover with sporty styling and agile handling, designed for urban commuting. Compact and fuel-efficient, it attracts drivers seeking a versatile, easy-to-maneuver vehicle with modern styling.

MAZDA CX-3 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Mazda CX-3 vary sharply, dropping from $2690 in 2021 to $1035 in 2022, then fluctuating between $1197 and $1304 through 2025, before easing slightly to $1221 in 2026. After an initial sharp decline, premiums appear to have stabilized around $1200 to $1300.

To find the best insurance for your MAZDA CX-3 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA CX-3 cost in Quebec?

Premiums are highest for the Mazda CX-3 in Saguenay ($1761), Montreal ($1632), and Sherbrooke ($1551), while Saint-Jérôme ($1034) and Drummondville ($1034) show the lowest amounts. Other cities range between $1096 and $1356.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1164.16
DRUMMONDVILLE $1033.88
GATINEAU $1356.20
LAVAL $1167.69
LÉVIS $1064.79
LONGUEUIL $1281.68
MONTRÉAL $1617.74
QUÉBEC $1151.82
REPENTIGNY $1066.69
Saguenay $1860.01
SAINT-JEAN-SUR-RICHELIEU $1076.07
SAINT-JÉRÔME $1033.64
SHERBROOKE $1623.81
TERREBONNE $1192.97
TROIS-RIVIÈRES $1310.70

Frequently asked questions (FAQ)

How much does it cost to insure a Mazda CX-3?
The average premium for a Mazda CX-3 varies by year, ranging from $1035 to $2690 based on historical data. In 2026, the average premium sits around $1221.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the CX-3 premium drop so much after 2021?
The premium fell from $2690 in 2021 to $1035 in 2022, a significant drop that may reflect adjustments in insurance data or a revision of risk profiles associated with the model.
Which cities offer the lowest CX-3 insurance costs?
Based on the data provided, Saint-Jérôme ($1034) and Drummondville ($1034) post the lowest average premiums for this model.
Why are premiums higher in Saguenay and Montreal?
In Saguenay ($1761) and Montreal ($1632), traffic density, claim frequency, and local repair costs can contribute to premiums that are higher than in other cities.
What factors influence the insurance premium of a Mazda CX-3?
Vehicle type, replacement value, the model's claims history, and the driver's city of residence are among the main factors influencing the premium.
How can I reduce my insurance premium for a CX-3?
Comparing quotes from several insurers, choosing an appropriate deductible, and bundling auto and home insurance are practical ways to reduce the premium.

Offers received by our customers on MAZDA CX-3 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026