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MINI Car Insurance

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MINI is a British automaker known for compact cars with retro styling and agile handling. The brand targets urban drivers seeking a distinctive, fun-to-drive vehicle that's easy to maneuver in the city.

MINI CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for MINI vehicles fluctuate significantly, dropping from $2322 in 2021 to $1006 in 2023, before rising to $1327 in 2025 and falling again to $1018 in 2026. This variability suggests notable risk-assessment adjustments rather than a linear trend.

To find the best insurance for your MINI vehicle, it is more important than ever to compare the available options.

How much does insurance for your MINI cost in Quebec?

Premiums are highest in Saint-Jean-sur-Richelieu ($1717) and Montreal ($1553), while Sherbrooke ($780) and Longueuil ($854) show the lowest amounts for MINI vehicles. Other cities fall within a mid-range band, between $925 and $1310.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $998.32
DRUMMONDVILLE $1310.08
GATINEAU $1180.94
LAVAL $1044.19
LÉVIS $975.99
LONGUEUIL $854.10
MONTRÉAL $1552.74
QUÉBEC $1160.10
REPENTIGNY $948.60
Saguenay $925.47
SAINT-JEAN-SUR-RICHELIEU $1716.82
SAINT-JÉRÔME $1241.41
SHERBROOKE $779.96
TERREBONNE $1163.88
TROIS-RIVIÈRES $1063.57

Frequently asked questions (FAQ)

How much does auto insurance cost for a MINI?
The average premium for a MINI varies by year, ranging from $1006 in 2023 to $2322 in 2021. In 2026, the average premium sits at $1018.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did MINI premiums fluctuate so much between 2021 and 2026?
The average premium dropped from $2322 in 2021 to $1006 in 2023, then rose again to $1327 in 2025. These swings likely reflect adjustments in risk assessment and available claims data.
Which city offers the lowest insurance cost for a MINI?
Based on the data provided, Sherbrooke ($780) and Longueuil ($854) show the lowest average premiums for a MINI.
Where is MINI insurance the most expensive?
Saint-Jean-sur-Richelieu ($1717) and Montreal ($1553) show the highest average premiums among the provided cities.
What factors influence the insurance premium for a MINI?
Compact size, specialized parts costs, driver profile, and theft or claim frequency in a given area can all influence a MINI's premium.
How can I lower my MINI insurance premium?
Comparing quotes from several insurers, bundling auto and home policies, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on MINI cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026