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NISSAN XTERRA Car Insurance

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The Nissan Xterra is a rugged SUV built for off-road adventure, valued for its boxy styling, generous ground clearance, and utilitarian character. It appeals to active drivers seeking a versatile vehicle for camping and trail use.

NISSAN XTERRA CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Nissan Xterra fluctuate notably, dropping from $843 in 2021 to $419 in 2022, rising back to $610 in 2024, then falling to $404 in 2026. This pattern reflects market adjustments more than a steady trend.

To find the best insurance for your NISSAN XTERRA vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN XTERRA cost in Quebec?

Based on the data provided, Sherbrooke shows the highest average premium for the Xterra ($797), followed by Montreal ($526), while Quebec City shows a value of $0 in the available data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $666.46
SHERBROOKE $796.84

NISSAN XTERRA average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does auto insurance cost for a Nissan Xterra?
Based on the available data, the average premium for a Nissan Xterra ranged between $404 and $843 from 2021 to 2026, standing at $404 for the most recent year.
Are Xterra premiums increasing over time?
No. Between 2021 and 2026, the average premium fluctuates rather than steadily increases, dropping from $843 to $419, rising to $610 in 2024, then falling to $404 in 2026.
Which city has the most expensive Xterra insurance?
Based on the data provided, Sherbrooke shows the highest premium ($797), compared to $526 in Montreal.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Xterra's premium vary so much year to year?
Premiums for utility vehicles like the Xterra can fluctuate based on vehicle age, claim frequency, and insurer adjustments, without following a linear trend.
How can I compare insurance premiums for a Xterra?
Comparing multiple insurer quotes remains the best way to assess price differences for the same driver profile and vehicle.

No recent premium example was found for "NISSAN XTERRA".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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