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NISSAN XTERRA 2012 Car Insurance

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The 2012 Nissan Xterra is a rugged SUV built for adventure, valued for its boxy styling, generous ground clearance, and off-road capability. It appeals to practical drivers seeking durability and versatility over urban refinement.

NISSAN XTERRA 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2012 Nissan Xterra fluctuate noticeably, rising from $792 to a peak of $1104 in 2023 before declining to $666 in 2026. This variation reflects broader insurance market shifts rather than a linear trend.

To find the best insurance for your NISSAN XTERRA 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN XTERRA 2012 cost in Quebec?

Based on the data provided, the average premium for the 2012 Nissan Xterra in Montreal stands at $666, the only city available for geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $666.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Nissan Xterra?
The average premium varies by year, ranging from $792 in 2022 to $1104 in 2023, then dropping to $666 in 2026. These changes reflect broader shifts in the insurance market.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did the Xterra 2012 premium fluctuate so much between 2022 and 2026?
These swings, from $792 to $1104 and then down to $666, likely stem from changes in repair costs, claim frequency, and insurer adjustments rather than a single vehicle-specific factor.
How much does insurance cost for a 2012 Nissan Xterra in Montreal?
Based on the available data, the average premium in Montreal is $666 for this model.
What factors influence the insurance premium of an SUV like the Xterra?
Vehicle age, replacement value, claim frequency, and off-road usage can all influence the premium, along with the driver's profile.
How can I lower insurance costs for an older vehicle like the 2012 Xterra?
Comparing multiple quotes, adjusting optional coverage to match the vehicle's real value, and bundling insurance policies can help reduce the premium.

Offers received by our customers on NISSAN XTERRA 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026