Find and compare cheap insurance quotes

NISSAN XTERRA 2012 Car Insurance

View offers received by our clients for their NISSAN XTERRA 2012 car insurance

Click here to save on your car insurance

The 2012 Nissan Xterra is a rugged, off-road-capable SUV valued for its boxy styling, generous ground clearance, and mechanical reliability. Built for adventurers, it combines utility and an outdoorsy look in an increasingly niche segment.

NISSAN XTERRA 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2012 Nissan Xterra fluctuate before declining sharply, moving from $792 in 2022 to a peak of $1104 in 2023, then dropping to $666 in 2026. This decrease reflects the vehicle's ongoing depreciation with age.

To find the best insurance for your NISSAN XTERRA 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN XTERRA 2012 cost in Quebec?

The data provided includes only Montreal, where the average premium for the 2012 Nissan Xterra stands at $666. No comparison with other cities is possible with the current data.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $666.46

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Nissan Xterra?
Based on available data, the average premium ranges between $666 and $1104 depending on the year, with $666 recorded in 2026 and in Montreal.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the premium for the 2012 Xterra decreased over time?
The premium dropped from $1104 in 2023 to $666 in 2026, a decline tied to the vehicle's depreciation, which reduces its replacement value and thus insurance costs.
What factors influence the premium for a 2012 Nissan Xterra?
Vehicle age, replacement value, claims history, and its classification as a utility SUV all influence the premium, which stood at $666 in Montreal.
Is the premium for the 2012 Xterra stable year over year?
No. Between 2022 and 2026, the premium fluctuated, peaking at $1104 in 2023 before dropping to $666 in 2026, reflecting a downward trend toward the end of the period.
How can I reduce insurance costs for an older vehicle like the Xterra 2012?
Comparing quotes from several insurers, adjusting coverage to match the vehicle's actual value, and maintaining a clean driving record are effective ways to lower the premium.

Offers received by our customers on NISSAN XTERRA 2012 cars

Similar brands

TOYOTA
4RUNNER
JEEP
WRANGLER
FORD
ESCAPE
HONDA
CR-V

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026