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RIVIAN R1S Car Insurance

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The Rivian R1S is a premium all-electric off-road SUV combining long range, strong power, and advanced technology. Built for adventurous families, it positions itself as a premium electric alternative to traditional luxury SUVs.

RIVIAN R1S CAR INSURANCE RATES SINCE 2023.

Between 2023 and 2026, premiums for the Rivian R1S fluctuate noticeably, rising from $2037 in 2023 to a peak of $3065 in 2024, then declining to $3034 in 2025 and $2052 in 2026. This variation reflects the model's recent introduction and limited claims history.

To find the best insurance for your RIVIAN R1S vehicle, it is more important than ever to compare the available options.

How much does insurance for your RIVIAN R1S cost in Quebec?

Premiums vary significantly by city: Gatineau shows the highest premium ($5738), followed by Repentigny ($3052), while Quebec City is notably lower ($2088). This wide gap suggests marked local variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $5737.76
QUÉBEC $2088.44
REPENTIGNY $3052

Frequently asked questions (FAQ)

How much does insurance cost for a Rivian R1S?
The average premium varies by year, ranging from $2037 in 2023 to $3065 in 2024, then $3034 in 2025 and $2052 in 2026. These variations reflect the limited claims history available for this recent model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the R1S premium vary so much between cities?
Based on the data provided, Gatineau shows the highest premium ($5738), while Quebec City is notably more affordable ($2088), a gap that may reflect differences in local claims experience.
Why did R1S premiums fluctuate between 2023 and 2026?
As a recent electric vehicle, the R1S has limited claims data, which can lead to significant year-over-year adjustments, such as the drop from $3034 to $2052 between 2025 and 2026.
Do electric vehicles like the R1S cost more to insure?
Often yes, due to higher parts costs, battery pricing, and specialized repair labor, which can contribute to more variable premiums.
How can I lower my premium for a Rivian R1S?
Comparing quotes from several insurers and checking for coverage options specific to electric vehicles can help secure a better price for this model.

Offers received by our customers on RIVIAN R1S cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026