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Car Insurance for Seniors and Elderly

As a senior, you deserve car insurance that rewards your experience and helps you save every year. 

In your later years, you have more time, more experience, and often fewer kilometres to drive. Why not take advantage of that to save on your car insurance

With ClicAssure, you can compare within minutes among the best car insurance offers for seniors in Canada. Whether you’re a FADOQ member, a careful driver, or simply looking for a better rate, we help you find protection that fits your lifestyle and your budget. 

ClicAssure lets you compare in one place the among the most competitive car insurance companies for seniors and elderly drivers in Canada. 

Get a free quote today and start saving on your car insurance premium!

Car Insurance for Seniors and Elderly

Compare Car Insurance Quotes for Seniors and Elderly Citizens

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If I accept the insurance offer from one of ClicAssure's business partners, I also authorize the latter to inform ClicAssure in order to update my file.
I also authorize ClicAssure and these same partners to communicate with me by email, text message, telephone or mail to respond to my request for insurance quotes or to allow me to finalize my quote request.
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FAQ – Car Insurance for Seniors

1. Do seniors pay less for car insurance?

Often yes. Seniors generally benefit from lower rates thanks to their experience, clean driving record, and lower annual mileage.

2. Do FADOQ members get special discounts?

Yes. Several of ClicAssure’s partner insurers offer exclusive discounts for FADOQ members, as well as for other senior organizations.

3. What is the best car insurance for seniors in Québec?

That depends on your profile—vehicle type, driving frequency, place of residence, and more. The best option is to compare several insurers on ClicAssure to find the most advantageous coverage.

4. Is there an age limit for car insurance?

No. As long as you hold a valid driver’s licence and are able to drive, you can be insured. Some insurers simply adjust conditions based on the driver’s profile.

5. Can an older driver who drives less get an additional discount?

Absolutely. If you drive fewer than 10,000 km per year, you could benefit from a low-mileage discount, offered by several of ClicAssure’s partner insurers.

6. Are elderly drivers considered high-risk?

Not at all. On the contrary, seniors are often seen as experienced and careful drivers. This can actually work in favour of a lower insurance premium.

7. Can I transfer my car insurance after retirement?

Yes. You can keep your current insurer, but it’s often more advantageous to request a new quote to take advantage of the discounts available for seniors.

8. How long does it take to compare car insurance quotes on ClicAssure?

Just a few minutes! Simply fill out a short form to quickly receive multiple quotes from insurers and choose the best offer for your budget.