The Smart Fortwo is a two-seat microcar built for urban mobility, offering a compact footprint that simplifies parking and city driving. It appeals to urban drivers seeking an agile, economical, and easy-to-maneuver everyday vehicle.
Between 2021 and 2026, premiums for the Smart Fortwo fluctuate without a clear trend, ranging from $394 to $504. The $457 premium recorded in 2026 stays close to the period's average, suggesting relative stability in insurance costs for this model.
To find the best insurance for your SMART FORTWO vehicle, it is more important than ever to compare the available options.
Premiums for the Smart Fortwo are highest in Longueuil ($838), Montreal ($759), and Quebec City ($676), while Drummondville ($162), Laval ($184), and Gatineau ($230) show the lowest amounts. The gap between these cities is particularly pronounced for this model.
To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.
| City | Average price over the last 12 months |
|---|---|
| GATINEAU | $306.64 |
| LAVAL | $183.96 |
| LONGUEUIL | $837.96 |
| MONTRÉAL | $759.21 |
| QUÉBEC | $811.66 |
| Saguenay | $417.47 |
| SAINT-JEAN-SUR-RICHELIEU | $284.88 |
| SHERBROOKE | $354.77 |
| TERREBONNE | $495.42 |
| TROIS-RIVIÈRES | $568.68 |
Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.
| Model year | Average premium |
|---|---|
| SMART FORTWO 2018 | $697.90 |
| SMART FORTWO 2017 | $836.92 |
| SMART FORTWO 2016 | $616.83 |
| SMART FORTWO 2015 | $569.45 |
| SMART FORTWO 2014 | $421.33 |
| SMART FORTWO 2013 | $515.11 |
| SMART FORTWO 2012 | $535.09 |
| SMART FORTWO 2011 | $470.77 |
| SMART FORTWO 2010 | $411.62 |
| SMART FORTWO 2009 | $336.59 |
| SMART FORTWO 2008 | $436.70 |
| SMART FORTWO 2006 | $354.77 |
| SMART FORTWO 2005 | $236.79 |
No recent premium example was found for "SMART FORTWO".
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To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :
The premiums above cover every version of the SMART FORTWO, so that each average rests on enough quotes. Here are the versions this page includes.
| Version | Model years |
|---|---|
| FORTWO BEV 2DR COUPE | 2011 - 2018 |
| FORTWO BEV CABRIOLET | 2013 - 2018 |
| FORTWO BRABUS 2DR COUPE | 2011 |
| FORTWO CDI GRANDSTYLE 2DR COUPE | 2006 |
| FORTWO CDI GRANDSTYLE CABRIOLET | 2006 |
| FORTWO CDI PASSION 2DR COUPE | 2005 - 2008 |
| FORTWO CDI PASSION CABRIOLET | 2005 - 2008 |
| FORTWO CDI PULSE 2DR COUPE | 2005 - 2006 |
| FORTWO CDI PULSE CABRIOLET | 2005 - 2006 |
| FORTWO CDI PURE 2DR COUPE | 2005 - 2008 |
| FORTWO CDI PURE CABRIOLET | 2005 - 2006 |
| FORTWO PASSION 2DR COUPE | 2008 - 2017 |
FORTWO PASSION CABRIOLET (2008 - 2017), FORTWO PRIME 2DR COUPE (2016 - 2017), FORTWO PRIME CABRIOLET (2017), FORTWO PURE 2DR COUPE (2008 - 2017)
Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.
